topic What would you do? in Auto Loans

What would you do?

Anonymous — Thu, 16 Jun 2016 01:15:46 GMT

Total owed amt 18k

Interest rate 12% (this was before my score improved)

Model 2012 Honda Accord

Current paymt per month 394

Current score are 753 723 734

No negatives in credit report, all fell off

Util is about 11% out of all cards

I need to refinance and get payments lowered with low interest. Any suggestions on which lender I should app with?

Thanks in advance

Re: What would you do?

EddieK — Thu, 16 Jun 2016 01:22:57 GMT

DCU.

Re: What would you do?

Anonymous — Thu, 16 Jun 2016 01:33:10 GMT

I have tried DCU before and got denied. No clue why, but honestly they someone with over 750 i think.

Re: What would you do?

jeffm4688 — Thu, 16 Jun 2016 01:49:11 GMT

penfed

Re: What would you do?

elim — Thu, 16 Jun 2016 02:02:38 GMT

penfed is pretty easy to deal with right now. i just refid to 2.99 on a 13'... simple and fast

Re: What would you do?

Anonymous — Thu, 16 Jun 2016 02:04:26 GMT

I just joined PENFED and it is awesome!!!!

Re: What would you do?

Anonymous — Thu, 16 Jun 2016 02:15:35 GMT

Do I need to open any type of account with them in order qualify? Any requirements which I need to be aware of prior to applying?

Thanks

Re: What would you do?

Anonymous — Thu, 16 Jun 2016 02:21:20 GMT

@Anonymous wrote:
Do I need to open any type of account with them in order qualify? Any requirements which I need to be aware of prior to applying?

Thanks

You have to be a member to be apply to apply for loan products.