https://ficoforums.myfico.com/t5/Auto-Loans/Penfed-Auto/m-p/4673019#M66988 <P>Thanks for your help I got my answer and also don't have to reapply after I fix what got me denied.</P> Sun, 10 Jul 2016 13:08:04 GMT simplegirl 2016-07-10T13:08:04Z https://ficoforums.myfico.com/t5/Auto-Loans/Penfed-Auto/m-p/4672854#M66962 <P>I already filled out the application and my denial reason was collection accounts so I was wondering will penfed still reject you if you have paid collections because one of my collections I'm going to pay and the other one is paid.</P> Sun, 10 Jul 2016 08:16:36 GMT https://ficoforums.myfico.com/t5/Auto-Loans/Penfed-Auto/m-p/4672854#M66962 simplegirl 2016-07-10T08:16:36Z https://ficoforums.myfico.com/t5/Auto-Loans/Penfed-Auto/m-p/4672988#M66986 Sorry for the denial. I'm not paying them would change their mind. Did you try to recon? I'd call back referencing the application and speak to someone directly to find out if paying them would possibly change anything. Sun, 10 Jul 2016 12:37:47 GMT https://ficoforums.myfico.com/t5/Auto-Loans/Penfed-Auto/m-p/4672988#M66986 RonM21 2016-07-10T12:37:47Z https://ficoforums.myfico.com/t5/Auto-Loans/Penfed-Auto/m-p/4673019#M66988 <P>Thanks for your help I got my answer and also don't have to reapply after I fix what got me denied.</P> Sun, 10 Jul 2016 13:08:04 GMT https://ficoforums.myfico.com/t5/Auto-Loans/Penfed-Auto/m-p/4673019#M66988 simplegirl 2016-07-10T13:08:04Z