topic Re: Capital One Auto Loan in Auto Loans

Capital One Auto Loan

Anonymous — Mon, 05 Sep 2016 20:01:39 GMT

What type of score do you need to qualify for an auto loan with Capital One? Mine are in the low 600's at the moment.

Re: Capital One Auto Loan

Anonymous — Mon, 05 Sep 2016 20:29:52 GMT

You will get one. But you are looking at low teens on the rate. Good luck. Before you pull the trigger at least look at a credit union. I'd rather have an extra pull then a higher rate. Please keep us posted.

Re: Capital One Auto Loan

Anonymous — Wed, 07 Sep 2016 23:42:22 GMT

Also Cap 1 has a pre qualification tool to give you an idea what they'll lend to you but as mentioned there are too many easy join CUs not to check that generally are gonna offer better rates.

No offense to Cap 1 it's just a difference in business model and exposure that make it almost impossible NOT to find a way to beat Cap-1...if one tries.

I'm cool with Cap1 and will always keep a Cap1 cc in my wallet (as a back up) and rec ppl to app them while rebuilding but on the auto side ...no bueno

Re: Capital One Auto Loan

Anonymous — Wed, 07 Sep 2016 23:45:27 GMT

Actually I should have said not as bueno... because there have been some decent offers it's Just generally a CU can beat em