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    <title>topic Carmax after Chapter 13 in Auto Loans</title>
    <link>https://ficoforums.myfico.com/t5/Auto-Loans/Carmax-after-Chapter-13/m-p/4754665#M68157</link>
    <description>&lt;DIV class="lia-message-heading lia-component-message-header"&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV class="lia-message-body"&gt;&lt;DIV class="lia-message-body-content"&gt;&lt;P&gt;Has anyone in here obtained a vehicle from Carmax after Chapter 13. I'm been discharged since Aug. 30, 2016 and I want to purchase another automobile to re-establish my credit my score is still low 569 on two and 550 on the other. The bankruptcy things haven't cleared yet but, I have obtained an installment loan with Springleaf financial and two credit cards. How long will it take and will I still have problems getting a vehicle from them.I'm hoping that in this rebuilding process they take my income into account, I've been on my job 17 years and make over $95,000 per year and my monthly bills only total about $2500 per month. I only filed Chapter 13 5 years ago due to a high IRS bill.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Pre Discharge&lt;/P&gt;&lt;P&gt;Equifax 560, Experian 580, Transunion 555&lt;/P&gt;&lt;P&gt;Post Discharge&lt;/P&gt;&lt;P&gt;Equifax 569, Experian 545, Transunion 570&lt;/P&gt;&lt;P&gt;Credit One Credit card $300, First Premier Credit card $500, Springleaf financial loan $2000&lt;/P&gt;&lt;/DIV&gt;&lt;/DIV&gt;</description>
    <pubDate>Sat, 24 Sep 2016 21:35:13 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2016-09-24T21:35:13Z</dc:date>
    <item>
      <title>Carmax after Chapter 13</title>
      <link>https://ficoforums.myfico.com/t5/Auto-Loans/Carmax-after-Chapter-13/m-p/4754665#M68157</link>
      <description>&lt;DIV class="lia-message-heading lia-component-message-header"&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV class="lia-message-body"&gt;&lt;DIV class="lia-message-body-content"&gt;&lt;P&gt;Has anyone in here obtained a vehicle from Carmax after Chapter 13. I'm been discharged since Aug. 30, 2016 and I want to purchase another automobile to re-establish my credit my score is still low 569 on two and 550 on the other. The bankruptcy things haven't cleared yet but, I have obtained an installment loan with Springleaf financial and two credit cards. How long will it take and will I still have problems getting a vehicle from them.I'm hoping that in this rebuilding process they take my income into account, I've been on my job 17 years and make over $95,000 per year and my monthly bills only total about $2500 per month. I only filed Chapter 13 5 years ago due to a high IRS bill.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Pre Discharge&lt;/P&gt;&lt;P&gt;Equifax 560, Experian 580, Transunion 555&lt;/P&gt;&lt;P&gt;Post Discharge&lt;/P&gt;&lt;P&gt;Equifax 569, Experian 545, Transunion 570&lt;/P&gt;&lt;P&gt;Credit One Credit card $300, First Premier Credit card $500, Springleaf financial loan $2000&lt;/P&gt;&lt;/DIV&gt;&lt;/DIV&gt;</description>
      <pubDate>Sat, 24 Sep 2016 21:35:13 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Auto-Loans/Carmax-after-Chapter-13/m-p/4754665#M68157</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-09-24T21:35:13Z</dc:date>
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    <item>
      <title>Re: Carmax after Chapter 13</title>
      <link>https://ficoforums.myfico.com/t5/Auto-Loans/Carmax-after-Chapter-13/m-p/4755525#M68177</link>
      <description>&lt;P&gt;I had a car financed....but not with Carmax. I was approved by Wells Fargo @ 10% (😖).&amp;nbsp;&lt;/P&gt;&lt;P&gt;My score at the time was 580.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Give them a call, explain your situation and see what they say.&amp;nbsp;&lt;/P&gt;&lt;P&gt;Good luck!&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 26 Sep 2016 03:56:58 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Auto-Loans/Carmax-after-Chapter-13/m-p/4755525#M68177</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2016-09-26T03:56:58Z</dc:date>
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