topic Re: Mazda 0% Financing in Auto Loans

Mazda 0% Financing

Anonymous — Fri, 27 Jan 2017 17:24:52 GMT

Wanting to get their new car deal rates , and they have a 0% for 60 months.

My situation:

Live in IL

Have a house mortgage ($240K, payment of 1800/month), been paying always on time for the past 1.5 yrs

Current balance on credit cards: ~$2800, always pay off balance in full

Total CC limits: ~$28500

No baddies on any report

Income: 85K a year

Current FICO scores :

Wells Fargo : 800 +

Sallie Mae : 800+

American Express : 801

Credit Karma: TU: 768 EQ: 802

Credit Seasme : 768

What do Mazda pull for their financing?

I have no other loans or debts, all bills payed on time.

What are my chances to qualify for their 0% financing?

Thanks

Wassam

Re: Mazda 0% Financing

Anonymous — Fri, 27 Jan 2017 17:12:33 GMT

Assuming you have adequate income you won't have any problem getting this incentive. Mazda uses Chase as their captive finacing arm, they seem to pull different credit based on the State you live in but your scores are fine so I wouldn't worry about it. Mazda makes great cars right now, probably the best designs that can be had within their price range.

Re: Mazda 0% Financing

Anonymous — Fri, 27 Jan 2017 17:23:04 GMT

@Anonymous wrote:
Assuming you have adequate income you won't have any problem getting this incentive. Mazda uses Chase as their captive finacing arm, they seem to pull different credit based on the State you live in but your scores are fine so I wouldn't worry about it. Mazda makes great cars right now, probably the best designs that can be had within their price range.

I am based in IL, I will edit my post soon.

Re: Mazda 0% Financing

DeeBee78 — Fri, 27 Jan 2017 23:24:31 GMT

You'll qualify for 0% with no problems.

Pretty much anyone with an auto score over 700 will get the lowest rates that manufacturing-incentive financing can offer.

Re: Mazda 0% Financing

Anonymous — Mon, 30 Jan 2017 14:44:36 GMT

Got approved with a score of 813.

They pulled TU,and Mazda finance with Chase directly.

Re: Mazda 0% Financing

Anonymous — Thu, 02 Feb 2017 06:09:59 GMT

That's awesome, congrats