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    <title>topic GM Financial Customer Service and Online Payment is down - possible 30 day late in Auto Loans</title>
    <link>https://ficoforums.myfico.com/t5/Auto-Loans/GM-Financial-Customer-Service-and-Online-Payment-is-down/m-p/5129796#M75319</link>
    <description>&lt;P&gt;Hello,&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Trying to be proactive here.&amp;nbsp; I wanted to make my car payment with GM Financial on 1/3/18, which would've been 27 days late.&amp;nbsp; However when I went to login to make an online payment, there is website is down due to a system upgrade and there is no access to online payments or even to call customer service.&amp;nbsp; &amp;nbsp;My payment will be considered 30 days late on 1/7/18.&amp;nbsp; &amp;nbsp;However, since I have no way of paying them, I may not be able to make the payment before 1/7/18.&amp;nbsp; &amp;nbsp;I could've mailed in the payment, but I had no idea the system would be down.&amp;nbsp; &amp;nbsp;It's been down since 12/29/17 and was supposed to be back up today 1/5/18, however they are still down.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;My question is - if GM Financial hits my credit report with a 30 day late, will I have any recourse to remove the late payment since their systems were completely down and there was no way to make an online payment or even a phone payment?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks for any feedback.&lt;/P&gt;</description>
    <pubDate>Fri, 05 Jan 2018 17:40:36 GMT</pubDate>
    <dc:creator>dannyz21</dc:creator>
    <dc:date>2018-01-05T17:40:36Z</dc:date>
    <item>
      <title>GM Financial Customer Service and Online Payment is down - possible 30 day late</title>
      <link>https://ficoforums.myfico.com/t5/Auto-Loans/GM-Financial-Customer-Service-and-Online-Payment-is-down/m-p/5129796#M75319</link>
      <description>&lt;P&gt;Hello,&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Trying to be proactive here.&amp;nbsp; I wanted to make my car payment with GM Financial on 1/3/18, which would've been 27 days late.&amp;nbsp; However when I went to login to make an online payment, there is website is down due to a system upgrade and there is no access to online payments or even to call customer service.&amp;nbsp; &amp;nbsp;My payment will be considered 30 days late on 1/7/18.&amp;nbsp; &amp;nbsp;However, since I have no way of paying them, I may not be able to make the payment before 1/7/18.&amp;nbsp; &amp;nbsp;I could've mailed in the payment, but I had no idea the system would be down.&amp;nbsp; &amp;nbsp;It's been down since 12/29/17 and was supposed to be back up today 1/5/18, however they are still down.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;My question is - if GM Financial hits my credit report with a 30 day late, will I have any recourse to remove the late payment since their systems were completely down and there was no way to make an online payment or even a phone payment?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks for any feedback.&lt;/P&gt;</description>
      <pubDate>Fri, 05 Jan 2018 17:40:36 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Auto-Loans/GM-Financial-Customer-Service-and-Online-Payment-is-down/m-p/5129796#M75319</guid>
      <dc:creator>dannyz21</dc:creator>
      <dc:date>2018-01-05T17:40:36Z</dc:date>
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    <item>
      <title>Re: GM Financial Customer Service and Online Payment is down - possible 30 day late</title>
      <link>https://ficoforums.myfico.com/t5/Auto-Loans/GM-Financial-Customer-Service-and-Online-Payment-is-down/m-p/5129830#M75320</link>
      <description>&lt;P&gt;I am not sure about your recourse, but I know our dealer systems with them are also down. I thought it was supposed to be up by the 2nd or 3rd for some reason in an email I thought I read.&amp;nbsp;&lt;/P&gt;&lt;P&gt;Hopefully someone else will chime in on your legal recourse. It certainly doesn't pass the sniff test.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 05 Jan 2018 18:27:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Auto-Loans/GM-Financial-Customer-Service-and-Online-Payment-is-down/m-p/5129830#M75320</guid>
      <dc:creator>Sandman771</dc:creator>
      <dc:date>2018-01-05T18:27:27Z</dc:date>
    </item>
    <item>
      <title>Re: GM Financial Customer Service and Online Payment is down - possible 30 day late</title>
      <link>https://ficoforums.myfico.com/t5/Auto-Loans/GM-Financial-Customer-Service-and-Online-Payment-is-down/m-p/5129856#M75321</link>
      <description>&lt;P&gt;Yes, it was supposed to be up by today Jan 5th.&amp;nbsp; &amp;nbsp;Since they still down, who knows when everything will be back online.&amp;nbsp; &amp;nbsp;Very frustrating that customer service is unavailable as well.&lt;/P&gt;</description>
      <pubDate>Fri, 05 Jan 2018 19:07:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Auto-Loans/GM-Financial-Customer-Service-and-Online-Payment-is-down/m-p/5129856#M75321</guid>
      <dc:creator>dannyz21</dc:creator>
      <dc:date>2018-01-05T19:07:38Z</dc:date>
    </item>
    <item>
      <title>Re: GM Financial Customer Service and Online Payment is down - possible 30 day late</title>
      <link>https://ficoforums.myfico.com/t5/Auto-Loans/GM-Financial-Customer-Service-and-Online-Payment-is-down/m-p/5131297#M75337</link>
      <description>&lt;P&gt;Send the payment via Western Union or Money Gram if you can. &amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sun, 07 Jan 2018 04:38:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Auto-Loans/GM-Financial-Customer-Service-and-Online-Payment-is-down/m-p/5131297#M75337</guid>
      <dc:creator>Loquat</dc:creator>
      <dc:date>2018-01-07T04:38:02Z</dc:date>
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