topic Capital One Auto-Navigator Prequalification Denial : Presence of Eviction(s) in Auto Loans

Capital One Auto-Navigator Prequalification Denial : Presence of Eviction(s)

Anonymous — Mon, 16 Apr 2018 19:49:07 GMT

Question. In the letter I received from Capital One Auto when I attempted to see if I prequalify for an auto financing through them, the listed reason for denial is:

Requestor : presence of eviction(s)

Requestor : Time since last eviction

I'm a little confused as to these points because I have never been evicted. I DO have a charged-off auto loan from Foreman Financial that is well over 6 years old and is scheduled to drop off in February of next year. I refuse to pay that debt because the Mazda MPV was a rolling death trap and it was in service (at the mechanics) for two out of the three months I had the van.

So, is this term "eviction" referencing my former auto loan? I have never heard of the term "eviction" being used this way, so that's why I'm asking.

Re: Capital One Auto-Navigator Prequalification Denial : Presence of Eviction(s)

Anonymous — Fri, 27 Apr 2018 23:48:48 GMT

You should call and ask.

Re: Capital One Auto-Navigator Prequalification Denial : Presence of Eviction(s)

Anonymous — Sat, 28 Apr 2018 15:38:25 GMT

I attempted that the day afterward but the machine yelled at me saying that customer service representatives don't have access to that information.

Re: Capital One Auto-Navigator Prequalification Denial : Presence of Eviction(s)

Anonymous — Sat, 28 Apr 2018 17:30:21 GMT

Wow that sounds bizarre.

Re: Capital One Auto-Navigator Prequalification Denial : Presence of Eviction(s)

Anonymous — Tue, 05 Jun 2018 01:40:14 GMT

Just had the same message on mine, and we’ve never been evicted as well. I tried to speak to someone regardless of it telling me they wouldn’t know, and it said they were already closed.

Any update? I’ll try and call again tomorrow.

Re: Capital One Auto-Navigator Prequalification Denial : Presence of Eviction(s)

Harmony12 — Sun, 08 Jul 2018 22:02:39 GMT

Any update on your "eviction"?