topic Re: Auto Loan Approved in Auto Loans

Auto Loan Approved

Brian_Earl_Spilner — Sat, 16 Jun 2018 05:09:21 GMT

So. Got word on the auto loan. Thought Experian was worse than my Transunion. Turns out I was wrong. Approved with Chase at 0 down, 9.99%.

Re: Auto Loan Approved

Anonymous — Sat, 16 Jun 2018 05:22:04 GMT

@Brian_Earl_Spilner wrote:
So. Got word on the auto loan. Thought Experian was worse than my Transunion. Turns out I was wrong. Approved with Chase at 0 down, 9.99%.

Have you looked into or have the ability to get in with any credit unions. Alot of them arent just employees and family now. The rates are so so so much better.

Re: Auto Loan Approved

Brian_Earl_Spilner — Sat, 16 Jun 2018 05:22:21 GMT

@Anonymous wrote:
@Brian_Earl_Spilner wrote:
So. Got word on the auto loan. Thought Experian was worse than my Transunion. Turns out I was wrong. Approved with Chase at 0 down, 9.99%.
@Brian_Earl_Spilner wrote:
So. Got word on the auto loan. Thought Experian was worse than my Transunion. Turns out I was wrong. Approved with Chase at 0 down, 9.99%.
Have you looked into or have the ability to get in with any credit unions. Alot of them arent just employees and family now. The rates are so so so much better.

I'm a member of NFCU and San Diego County credit Union. NFCU denied me, I didnt bother applying with SDCCU. They won't approve someone like me for credit. I got a favor from an old co-worker from when I used to work there. My pre-approvals were for 13.5 - 22% everywhere else, which is why I was gardening. I was hoping for this type of rate in December. Luckily, I should be able to refinance if I want to. Depreciation isn't an issue because of employee pricing and I plan to put some money down.

Re: Auto Loan Approved

Anonymous — Sat, 16 Jun 2018 05:22:41 GMT

@Brian_Earl_Spilner wrote:
@Anonymous wrote:
@Brian_Earl_Spilner wrote:
So. Got word on the auto loan. Thought Experian was worse than my Transunion. Turns out I was wrong. Approved with Chase at 0 down, 9.99%.
@Brian_Earl_Spilner wrote:
So. Got word on the auto loan. Thought Experian was worse than my Transunion. Turns out I was wrong. Approved with Chase at 0 down, 9.99%.
Have you looked into or have the ability to get in with any credit unions. Alot of them arent just employees and family now. The rates are so so so much better.
I'm a member of NFCU and San Diego County credit Union. NFCU denied me, I didnt bother applying with SDCCU. They won't approve someone like me for credit. I got a favor from an old co-worker from when I used to work there. My pre-approvals were for 13.5 - 22% everywhere else, which is why I was gardening. I was hoping for this type of rate in December. Luckily, I should be able to refinance if I want to. Depreciation isn't an issue because of employee pricing and I plan to put some money down.

Bummer.. i did really well with penfed and my scores arent that great either.

Re: Auto Loan Approved

Anonymous — Sat, 16 Jun 2018 15:19:01 GMT

Congrats, Brian! Mind sharing some data points?

Re: Auto Loan Approved

Brian_Earl_Spilner — Wed, 20 Jun 2018 07:49:19 GMT

@Anonymous wrote:
Congrats, Brian! Mind sharing some data points?

Thanks, sorry for the delay in responding. I didn't even know this thread was created. It was pulled out of the comments of another thread by a mod.

Anyways, I posted my data points in the approvals thread stickied at the top of this forum. It's the last post as of now.