https://ficoforums.myfico.com/t5/Auto-Loans/Loan-Trade-In/m-p/5552416#M81540 <P>I think a dealer will be able to do this without issue. The lender shouldn't care whose negative equity they are paying off, they really only care about FICO/income/LTV on the loan they are issuing.</P> Tue, 26 Mar 2019 18:43:44 GMT Remember0 2019-03-26T18:43:44Z https://ficoforums.myfico.com/t5/Auto-Loans/Loan-Trade-In/m-p/5552396#M81539 <P>I have a 2015 Dodge Journey with a loan on it through Chrysler Capital in my name only. Can I trade this car in being it is in my name only, roll in the neg equity but finance the new car with the neg equity in my wifes name only? Or do I have to be on the new loan even as a co?&nbsp;</P><P>&nbsp;</P> Tue, 26 Mar 2019 18:26:03 GMT https://ficoforums.myfico.com/t5/Auto-Loans/Loan-Trade-In/m-p/5552396#M81539 Anonymous 2019-03-26T18:26:03Z https://ficoforums.myfico.com/t5/Auto-Loans/Loan-Trade-In/m-p/5552416#M81540 <P>I think a dealer will be able to do this without issue. The lender shouldn't care whose negative equity they are paying off, they really only care about FICO/income/LTV on the loan they are issuing.</P> Tue, 26 Mar 2019 18:43:44 GMT https://ficoforums.myfico.com/t5/Auto-Loans/Loan-Trade-In/m-p/5552416#M81540 Remember0 2019-03-26T18:43:44Z