topic Re: Tesla Auto Loan....got denied by 3 different credit unions in Auto Loans

Tesla Auto Loan....got denied by 3 different credit unions

Anonymous — Fri, 03 May 2019 01:29:42 GMT

Exactly as title says, It's delivery time soon, applied to credit unions after paying off all credit cards, 710,708,713. Get all the way to the amount they can offer, and boom, the last one today said that they denied me based off of credit history. Which is what all the others ones denied me straight away with.

I looked, in the past 2 years, i've only ever had a single 30 day late payment...

So I looked even futher into accounts that were closed....2016....had a card, had SUPER financial issues from 2015-16 so it got paid late and they settled it at the end of that year...

We can offer around 10% down on the Model S...but now it's like we are gonna have to cancel the order completely.

Such a bummer. Any Ideas?

EDIT: Oh forgot to add. Yes, We can afford the monthly payments even at fully financed....and then some...timing just didnt line up properly (Delivery date was MUCH sooner than anticipated) to put anymore down.

Re: Tesla Auto Loan....got denied by 3 different credit unions

Anonymous — Fri, 03 May 2019 01:29:06 GMT

RESERVED

Re: Tesla Auto Loan....got denied by 3 different credit unions

Shooting-For-800 — Fri, 03 May 2019 08:11:35 GMT

Cap One Navigator?

Doesn't Tesla have their own financing?

Re: Tesla Auto Loan....got denied by 3 different credit unions

Anonymous — Fri, 03 May 2019 03:21:29 GMT

Cap One Did not offer near even half....

Working on seeing what their financing will do. Hoping to hear from them tomorrow.

Re: Tesla Auto Loan....got denied by 3 different credit unions

pinkandgrey — Fri, 03 May 2019 16:37:37 GMT

Tesla will surely come through for you. If there’s one thing car “dealerships” will do, it’s get you in their car. Maybe Tesla is different though. Have you tried any of the banks where you have CCs?

Re: Tesla Auto Loan....got denied by 3 different credit unions

Indianaguy — Sat, 04 May 2019 23:29:49 GMT

Whats the amount that your trying to get financed? and 10% down payment is? when you went to your credit union what did the loan officer say?

Re: Tesla Auto Loan....got denied by 3 different credit unions

Anonymous — Sun, 05 May 2019 11:13:36 GMT

@Anonymous wrote:
Cap One Did not offer near even half....

Working on seeing what their financing will do. Hoping to hear from them tomorrow.

Did you end up getting financing?