topic Re: Need help with auto loan in Fort Worth, Texas in Auto Loans

Need help with auto loan in Fort Worth, Texas

Anonymous — Fri, 07 Jun 2019 07:53:03 GMT

Hey MyFico. I'm trying to help my friend during her first car buying experience. I got the car purchase and backend adds part down. I just need help with a low APR 72 month auto loan. What banks or CUs would you recommend in the Fort Worth, TX area. Her credit profile is fairly slim with three credit cards and a total limit of approximately $15,000. Usage is around 5%. And her credit score is anywhere from 699 (Exp V8 verified today) to 730 (Credit Karma). Help with a low interest 72 month auto loan would be much appreciated. Thank you!

Re: Need help with auto loan in Fort Worth, Texas

Anonymous — Fri, 07 Jun 2019 11:53:16 GMT

Have you tried any of the local credit unions? They usually offer better rates than the large banks.

Re: Need help with auto loan in Fort Worth, Texas

JTC-137 — Fri, 07 Jun 2019 13:47:15 GMT

+1 to the credit union suggestion. EECU and Texas Trust CU are good. Ft Worth Community CU has rates in the 3’s up to 84 mo on 2018-2020 models. There’s locations in Arlington, Bedford, and south ft worth/Benbrook area. Navy federal, if eligible, and Penfed are solid on auto loans too. IME credit unions have always offered the lowest rates, and I think your friend will get their best rate at a CU as well.

Re: Need help with auto loan in Fort Worth, Texas

woodyman100 — Sat, 27 Jul 2019 03:27:10 GMT

I’ve had 3 different loans with EECU. They are very friendly and easy to work with

Re: Need help with auto loan in Fort Worth, Texas

Anonymous — Sat, 03 Aug 2019 14:07:02 GMT

I’m just not a fan of EECU, I have a loan with them for my business and that’s pretty much it. I also have membership at Fort Worth Community Credit Union but was declined credit card with a FICO 9 738.

I would go with RBFCU

Re: Need help with auto loan in Fort Worth, Texas

frogfan12 — Fri, 09 Aug 2019 02:13:07 GMT

Texas Trust or EECU. Both have great rates. My recommendation would be Texas Trust and maybe refinance with EECU.