https://ficoforums.myfico.com/t5/Auto-Loans/Penfed-and-714-EQ-score/m-p/248890#M842 <DIV>Well, I have submitted reconsideration.&nbsp; Gues I can just pray, wait and see. What route did you go after denial?</DIV> Wed, 28 May 2008 01:26:23 GMT EDub357 2008-05-28T01:26:23Z https://ficoforums.myfico.com/t5/Auto-Loans/Penfed-and-714-EQ-score/m-p/248049#M811 <DIV>Has anyone had any luck with Penfed on reconsiderations?&nbsp; My EQ score is 714.&nbsp; It is shallow but some credit is there.&nbsp; I was denied and the CSR told me that the length of time accounts have been established was the reason.&nbsp; Will I have any luck on reconsideration?&nbsp; They are a very conservative CU. What should I do?</DIV> Tue, 27 May 2008 00:50:34 GMT https://ficoforums.myfico.com/t5/Auto-Loans/Penfed-and-714-EQ-score/m-p/248049#M811 EDub357 2008-05-27T00:50:34Z https://ficoforums.myfico.com/t5/Auto-Loans/Penfed-and-714-EQ-score/m-p/248055#M813 It's a gamble. I was recently denied with a similar score and reason.<BR /><BR />In any case I feel a recon fax is worth a shot.... They already pulled your credit so do what you can to make use of that hard pull.<BR /><BR />Message Edited by souper on <SPAN class="date_text">05-26-2008</SPAN> <SPAN class="time_text">09:09 PM</SPAN> Tue, 27 May 2008 01:09:17 GMT https://ficoforums.myfico.com/t5/Auto-Loans/Penfed-and-714-EQ-score/m-p/248055#M813 Anonymous 2008-05-27T01:09:17Z https://ficoforums.myfico.com/t5/Auto-Loans/Penfed-and-714-EQ-score/m-p/248059#M814 <DIV>Who denied you?&nbsp; Did you try for a recon?</DIV> Tue, 27 May 2008 01:10:35 GMT https://ficoforums.myfico.com/t5/Auto-Loans/Penfed-and-714-EQ-score/m-p/248059#M814 EDub357 2008-05-27T01:10:35Z https://ficoforums.myfico.com/t5/Auto-Loans/Penfed-and-714-EQ-score/m-p/248135#M817 I was denied by Penfed. It was for their VISA card though, not a auto loan. But all the same when you get rejected. A recon didn't work for me but it might for you... Tue, 27 May 2008 03:02:51 GMT https://ficoforums.myfico.com/t5/Auto-Loans/Penfed-and-714-EQ-score/m-p/248135#M817 Anonymous 2008-05-27T03:02:51Z https://ficoforums.myfico.com/t5/Auto-Loans/Penfed-and-714-EQ-score/m-p/248188#M818 <DIV>Did you have any established credit at the time?&nbsp; What did you do after they denied you?</DIV> Tue, 27 May 2008 04:32:23 GMT https://ficoforums.myfico.com/t5/Auto-Loans/Penfed-and-714-EQ-score/m-p/248188#M818 EDub357 2008-05-27T04:32:23Z https://ficoforums.myfico.com/t5/Auto-Loans/Penfed-and-714-EQ-score/m-p/248826#M839 A few years.... and not much to do once denied even after submitting a recon letter. :/ Wed, 28 May 2008 00:47:39 GMT https://ficoforums.myfico.com/t5/Auto-Loans/Penfed-and-714-EQ-score/m-p/248826#M839 Anonymous 2008-05-28T00:47:39Z https://ficoforums.myfico.com/t5/Auto-Loans/Penfed-and-714-EQ-score/m-p/248890#M842 <DIV>Well, I have submitted reconsideration.&nbsp; Gues I can just pray, wait and see. What route did you go after denial?</DIV> Wed, 28 May 2008 01:26:23 GMT https://ficoforums.myfico.com/t5/Auto-Loans/Penfed-and-714-EQ-score/m-p/248890#M842 EDub357 2008-05-28T01:26:23Z