topic Re: Lightstream Auto Loan CC payments possible? in Auto Loans

Lightstream Auto Loan CC payments possible?

elixerin — Sun, 15 Dec 2019 16:33:49 GMT

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Re: Lightstream Auto Loan CC payments possible?

AllZero — Fri, 20 Dec 2019 05:37:34 GMT

Confused. 😕

Re: Lightstream Auto Loan CC payments possible?

elixerin — Fri, 20 Dec 2019 06:13:30 GMT

hey was asking if its possible to pay a lightstream auto monthly payment with a credit card

Re: Lightstream Auto Loan CC payments possible?

MitchDeerfield — Mon, 23 Dec 2019 13:20:20 GMT

You can pay using a credit card by using plastiq.com. They charge 2.5% service fee, but many credit cards pay 1.5 to 2.0 % cashback on purchases so the net cost is only 0.5 to 1.0%

Re: Lightstream Auto Loan CC payments possible?

Loquat — Mon, 23 Dec 2019 22:45:18 GMT

As mentioned above, you can use Plastiq but the fee may outweigh the reward. I would only recommend such avenue if one was trying to finish a spend requirement for a sub...shy of that I don't find Plastiq very useful.

Re: Lightstream Auto Loan CC payments possible?

flan — Thu, 26 Dec 2019 05:15:25 GMT

@MitchDeerfield wrote:
You can pay using a credit card by using plastiq.com. They charge 2.5% service fee, but many credit cards pay 1.5 to 2.0 % cashback on purchases so the net cost is only 0.5 to 1.0%

LIghtstream also have an interest rate premium for accounts that are not set to autopay via ACH. (I forget if it's 25 or 50 basis points). If you can't afford to pay your car loan from your bank account, you can't afford the loan.

Re: Lightstream Auto Loan CC payments possible?

elixerin — Thu, 26 Dec 2019 05:22:01 GMT

0 apr bonus and 5% back... to me it sounds like the smarter thing to do