topic Re: Auto Lenders that pull only Transunion in Auto Loans

Auto Lenders that pull only Transunion

Anonymous — Thu, 03 Dec 2009 08:02:55 GMT

Hello everyone,

I am new to the threads, so forgive me if I ask a question that has previously been asked. I would like to know of auto lenders that pull only Transunion scores. I am looking to purchase a new vehicle this month and would llike to narrow down my selection. Currently I am looking at a Ford Expedition, Chev Tahoe, Nissan Armada, or a Used Escalade. Would like to finance around 35,000. Have great auto credit, went through a foreclosure 3 years ago. Good credit since then, no outstanding credit card debt.

Eq 651, TRU 690,Exp 630

Re: Auto Lenders that pull only Transunion

SSH0126 — Thu, 03 Dec 2009 09:37:05 GMT

I would like to know this as well.

Re: Auto Lenders that pull only Transunion

llecs — Thu, 03 Dec 2009 15:23:56 GMT

This may help some:

http://ficoforums.myfico.com/fico/board/message?board.id=autoloans&thread.id=942

Re: Auto Lenders that pull only Transunion

Anonymous — Fri, 04 Dec 2009 16:57:48 GMT

Try this too: just put in your state and the credit reporting agency. Look through the list until you find a lender you are familiar with or that is obviously for an auto. Not sure if you need to register to use it or not, but if so it is painless.

[Edited to remove a link to an unapproved website.]

Message Edited by Lel on 12-04-2009 08:57 AM

Re: Auto Lenders that pull only Transunion

SSH0126 — Fri, 04 Dec 2009 16:17:02 GMT

which tab to I select???

Re: Auto Lenders that pull only Transunion

demo18c — Sun, 06 Dec 2009 03:23:31 GMT

i have learned alot from this board and when i was looking to buy my car i had enough knowledge to know what i was talking about when talking to a dealership. So when i was looking my first couple of questions were what CRA do you pull and can I request wjat agency. My dealership gave me the choice and i picked transunion. i doubled and tripled check that they were pulling Trans and they did. So just like looking for a mortgage go in an talk nothing but finance. Know what you are looking for but do not look at a car because(for me) new things like cars and houses cloud my judgement.

Im addicted to new car smell and if i did not hage a wife to restrain me i would buy one every year. CRAZY

Re: Auto Lenders that pull only Transunion

demo18c — Sun, 06 Dec 2009 03:25:25 GMT

^^^^ Another thing that is stopping me is that I am building a house and do not need another build..but i tell you what the gearhead in me is wanting out......sorry for the off the wall post

Re: Auto Lenders that pull only Transunion

SSH0126 — Sun, 06 Dec 2009 03:27:38 GMT

Lol. I hope that everything works out for me as I am still learning and have never had a car in my name lol...aslo do not have good credit(working on tat too). I am looking for about 2006 impala, about 12k, I plan to put 6000.00 dwn on the car because of that. What does anyone think about this...bad or good idea

Re: Auto Lenders that pull only Transunion

SSH0126 — Sun, 06 Dec 2009 03:28:06 GMT

oh and please state why..thanks

Re: Auto Lenders that pull only Transunion

Anonymous — Thu, 10 Dec 2009 14:41:45 GMT

The more you put down the looser a bank's purse strings get.

Re: Auto Lenders that pull only Transunion

Anonymous — Thu, 10 Dec 2009 22:43:15 GMT

@Anonymous wrote:
The more you put down the looser a bank's purse strings get.

We were looking to put $2000 down on a 10K loan recently and they countered with $3000. If you have risky credit sometimes you have to bite the bullet and do it. The more you put down the more serious you seem to them because if you dont pay you lose more money. You would fight harder to keep a car if you put $4000 down than if you got it for $0 down or $1000 down is their attitude and seems to work statistically as well. That is the price a rebuilder has to pay.

Re: Auto Lenders that pull only Transunion

SSH0126 — Sat, 12 Dec 2009 02:04:48 GMT

And I have risky credit. I am learning in ,y 20s which I am glad. I cant change the past and the problems that Ive had however I am working to fix them and that is what counts. I just want to be smart about what Im doing as well.