topic Re: Took a chance in Auto Loans

Took a chance

Anonymous — Wed, 04 Mar 2020 00:06:55 GMT

I've been holding out on getting a newer car. BK discharged January 14th. I took a chance and was pre-approved for 17500 at 4.29%! What?! NFCU....thank you!

Current Fico auto 8 is Eq 681, Tu 617, EX 639.

Re: Took a chance

sccredit — Wed, 04 Mar 2020 00:38:13 GMT

Congrats! That is a great approval for the situation.

Re: Took a chance

AllZero — Wed, 04 Mar 2020 00:39:12 GMT

Congratulations on your approval!

Re: Took a chance

blindambition — Wed, 04 Mar 2020 00:48:23 GMT

Congrats! Nice APR Navy gave considering. Happy car hunting!! 🚙

Re: Took a chance

Traveler101 — Wed, 04 Mar 2020 00:59:23 GMT

Gotta love navy, congrats!

Re: Took a chance

Fico82 — Wed, 04 Mar 2020 01:09:26 GMT

Awesome! Congrats !!

Re: Took a chance

donkort — Wed, 04 Mar 2020 01:14:46 GMT

Excellent! Congrats!

Re: Took a chance

Anonymous — Wed, 04 Mar 2020 02:13:08 GMT

I was with NFCU when I was in the Navy...glad I came back! I'm still in shock, but so grateful...my car is on it's last leg! Literally praying it stays together until I find a car. Thanks everyone.

Re: Took a chance

19eighty5 — Wed, 04 Mar 2020 03:06:46 GMT

Congratulations!

Re: Took a chance

Anonymous — Wed, 04 Mar 2020 13:37:34 GMT

Congratulations on your approval! 👍

Re: Took a chance

Anonymous — Wed, 04 Mar 2020 21:44:13 GMT

has your BK showed up on credit report yet or did NFCU not know about that? tell us the true story.

Re: Took a chance

Anonymous — Wed, 04 Mar 2020 21:50:00 GMT

Congrats on your approval.

Re: Took a chance

KLEXH25 — Thu, 05 Mar 2020 04:02:19 GMT

@Anonymous wrote:
I was with NFCU when I was in the Navy...glad I came back! I'm still in shock, but so grateful...my car is on it's last leg! Literally praying it stays together until I find a car. Thanks everyone.

I know that feeling! My brakes almost failed on my way to the dealership to get my new car. Congrats on your approval, and good luck!

Re: Took a chance

Dreams_Come_True — Sun, 08 Mar 2020 21:34:21 GMT

Congrats on your approval!

Re: Took a chance

Anonymous — Mon, 09 Mar 2020 04:26:42 GMT

It's on all three reports. It may have helped that I have never ever been late on any car payments or my house payment.

Also got my car this weekend! And a great deal too!

Re: Took a chance

KLEXH25 — Mon, 09 Mar 2020 18:35:16 GMT

Congratulations on the new ride!!

Re: Took a chance

tpdtopcop — Tue, 10 Mar 2020 00:53:39 GMT

Congrats. Your BK was Jan 14th of this year? That is great of NFCU if do.

Re: Took a chance

Anonymous — Tue, 17 Mar 2020 03:29:58 GMT

Congrats! That's a great rate!

Did they require proof of income?

Have you been a member for awhile?

Thanks!