https://ficoforums.myfico.com/t5/Auto-Loans/College-student/m-p/620375#M9308 <P>I am currently a college student and looking at buying a car. My current fico scores are TU = 716 EX = 712. I only have 2.2 years of credit history and no open loans. My utilization is at 6% and I have no negatives. I plan on putting down either $2000 or $2500. I'm wondering what my chances of getting approved are?</P> Fri, 15 Jan 2010 07:08:10 GMT Anonymous 2010-01-15T07:08:10Z https://ficoforums.myfico.com/t5/Auto-Loans/College-student/m-p/620375#M9308 <P>I am currently a college student and looking at buying a car. My current fico scores are TU = 716 EX = 712. I only have 2.2 years of credit history and no open loans. My utilization is at 6% and I have no negatives. I plan on putting down either $2000 or $2500. I'm wondering what my chances of getting approved are?</P> Fri, 15 Jan 2010 07:08:10 GMT https://ficoforums.myfico.com/t5/Auto-Loans/College-student/m-p/620375#M9308 Anonymous 2010-01-15T07:08:10Z https://ficoforums.myfico.com/t5/Auto-Loans/College-student/m-p/620673#M9314 <BLOCKQUOTE><HR />@Anonymous wrote:<BR /><P>I am currently a college student and looking at buying a car. My current fico scores are TU = 716 EX = 712. I only have 2.2 years of credit history and no open loans. My utilization is at 6% and I have no negatives. I plan on putting down either $2000 or $2500. I'm wondering what my chances of getting approved are?</P><HR />It depends on a lot. How much does the car cost and and what is your gross income? A lot of dealers will offer first time buyers programs and that usually requires around 10% down, up or down depending on their specific requirements. Your FICOs are good, but there is so much more that factors into it then just that. Most lenders also like to see a least 1 year at your job.&nbsp;</BLOCKQUOTE><P>&nbsp;</P> Fri, 15 Jan 2010 21:38:17 GMT https://ficoforums.myfico.com/t5/Auto-Loans/College-student/m-p/620673#M9314 Anonymous 2010-01-15T21:38:17Z