https://ficoforums.myfico.com/t5/Auto-Loans/Joint-application-with-spouse/m-p/6262077#M94716 <P>Your scores are high enough for top-tier financing.&nbsp;</P> Mon, 22 Feb 2021 17:04:12 GMT Brian_Earl_Spilner 2021-02-22T17:04:12Z https://ficoforums.myfico.com/t5/Auto-Loans/Joint-application-with-spouse/m-p/6262053#M94715 <P>So I'm the major bread winner in our household, but my spouse has slightly higher FICO scores.&nbsp; So wondering when we go to apply what the best route would be?</P><P>&nbsp;</P><P>Her EX Auto 8 score is 764, mine is 739.&nbsp; My income is $120k, hers is $36k.</P><P>&nbsp;</P><P>Was thinking with the 764 score she would get the top tier rates, but would need my income included for the vehicle we want (around 40k)</P><P>&nbsp;</P><P>Thoughts?</P> Mon, 22 Feb 2021 16:35:54 GMT https://ficoforums.myfico.com/t5/Auto-Loans/Joint-application-with-spouse/m-p/6262053#M94715 Anonymous 2021-02-22T16:35:54Z https://ficoforums.myfico.com/t5/Auto-Loans/Joint-application-with-spouse/m-p/6262077#M94716 <P>Your scores are high enough for top-tier financing.&nbsp;</P> Mon, 22 Feb 2021 17:04:12 GMT https://ficoforums.myfico.com/t5/Auto-Loans/Joint-application-with-spouse/m-p/6262077#M94716 Brian_Earl_Spilner 2021-02-22T17:04:12Z