Auto loan rates

Anonymous — Sun, 25 Apr 2021 06:48:09 GMT

Was wondering what kind of rates I can get with:

687Eq/680TU/694Exp Auto sore 5,4,2 and....

682Eq/676TU/678Exp Auto score 8?

Re: Auto loan rates

4sallypat — Sun, 25 Apr 2021 15:46:24 GMT

Try Capital One Auto Navigator with a SP.

Their offer is generally a mid tier rate and you can take it to the dealer and see if they can beat it...

Re: Auto loan rates

Kforce — Sun, 25 Apr 2021 18:15:47 GMT

Hello, and welcome to the forum.

Auto loan rates and amounts are dependent on many, many factors.

Fico score is only one, and often not the most important.

(Make/model of vehicle, new/used, mileage, down payment, income, other monthly expenses, history, etc.)

It is best to check a few places that will use a soft pull of your credit, answer what other info they need and give you the numbers.

Capital One Auto Navigator is an on line lender that does this , along with many CU's.

All the CU's that I belong too will SP my credit and tell me the numbers before shopping for a car.

* Note most lenders have different rates for new vs used vehicles and penalty interest for longer loans. *

Knowing what vehicle, and your preferred term = more accurate rate numbers.

A 3 year loan with 20% down will yield different rates than a 72 month with 110%.

A loan officer with a good CU can help you sort out the limits for you income, credit profile and give you accurate meaningful data to make decisions with.

Good luck car shopping.

topic Re: Auto loan rates in Auto Loans

Auto loan rates

Re: Auto loan rates

Re: Auto loan rates