topic Re: Mom making me proud! in Auto Loans

Mom making me proud!

Creditplz — Sat, 04 Sep 2021 20:50:38 GMT

Well my moms always had issues with credit... and her previous spell of bad credit (she helped my uncle by opening a card...)

well now she's back into the 680-700 after doing our PFD, and everything else was paid.

today she was approved 65k at DCU! We just sent over the purchase agreement/income statement a few minutes ago

Re: Mom making me proud!

Loquat — Sat, 04 Sep 2021 21:41:39 GMT

Congrats to your mom on the approval. Sucks that her generosity is what caused her score to take a dive but at least she’s back on the right track.

I hear favorable things about DCU as most seem to be pretty happy with them. Does your mom have a vehicle in mind yet?

Re: Mom making me proud!

Creditplz — Sat, 04 Sep 2021 22:58:09 GMT

Yeah at first it was my aunt doing identity theft in her name (which she refused to report 😡). Then that with my uncle and a discover card... she paid it off but not till they sent notice that it was delinquent 120 days almost charged off...

she's doing great and I learned a lot from her misfortunes, and refuse to sign anything for anyone other then DW.

She has her eye on a Lexus GX460, her Lexus is paid off so she will probably try selling that as well! I'll take her on Monday to look at what she wants and hash out some type of deal!

Re: Mom making me proud!

Adkins — Mon, 06 Sep 2021 09:05:00 GMT

Congratulations to your mom! 😃

Re: Mom making me proud!

Loquat — Mon, 06 Sep 2021 18:30:58 GMT

@Creditplz wrote:
Yeah at first it was my aunt doing identity theft in her name (which she refused to report 😡). Then that with my uncle and a discover card... she paid it off but not till they sent notice that it was delinquent 120 days almost charged off...

she's doing great and I learned a lot from her misfortunes, and refuse to sign anything for anyone other then DW.

She has her eye on a Lexus GX460, her Lexus is paid off so she will probably try selling that as well! I'll take her on Monday to look at what she wants and hash out some type of deal!

Very nice! Congrats again to her. As for dealing with family, yea, that can be tricky for some. My mom didn't have any issues with her siblings by way of identify theft but she also had a hard time telling them "no" which left her holding the bag on a few occasions.

As for myself, I learned a long time ago never to do such favor for family or friends. It rarely ends well.

But here's to your mom getting a new set of wheels that I'm sure she deserves.