topic Re: Navy Federal Auto Loan! in Auto Loans

Navy Federal Auto Loan!

Anonymous — Thu, 09 Sep 2021 20:45:29 GMT

Hey yall. Found out Navy federal pulls from transunion, BUt does anyone know what version they use for an auto loan? will be a used vehicle. THANKS

Re: Navy Federal Auto Loan!

FireMedic1 — Thu, 09 Sep 2021 22:44:57 GMT

Over the years its been mostly TU & EQ. FICO8 Fico Auto 8 and FICO5. Plus they have their own internal scoring process. Its 50/50. May just be TU with a double check on EQ if TU doesnt fully satisfy them. So it could be both. But things change alot in the credit world.

Re: Navy Federal Auto Loan!

Anonymous — Fri, 10 Sep 2021 15:05:45 GMT

ive confirmed with a rep its transunion 100% BUT i dont know which version of transunion itll be

Re: Navy Federal Auto Loan!

Anonymous — Mon, 13 Sep 2021 01:01:17 GMT

I do believe it can alternate what they are going to pull as already mentioned. I just got a new car July 27 and I do believe they pulled a much older model on me which is

TU Fico score 98 Classic

Fico 98

336 - 843

It is the only model in FICO with that scoring range(real world scoring)

Re: Navy Federal Auto Loan!

Deelovescredit — Fri, 19 Nov 2021 02:06:53 GMT

They pulled my Transunion mortgage (Fico 4) score.