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    <title>topic Santander after chapter 7 in Auto Loans</title>
    <link>https://ficoforums.myfico.com/t5/Auto-Loans/Santander-after-chapter-7/m-p/6427742#M97972</link>
    <description>&lt;P class="lia-indent-padding-left-30px"&gt;Hello again myfico community.&amp;nbsp;&lt;/P&gt;&lt;P&gt;I have a question and I hope someone can help me with. My chapter 7 was discharged on 12/12/2018. In that chapter 7 was a car loan with Santander. I did not reaffirm the loan. It's been 3 years now and they still won't pick up the car. The car is only worth $1500 and it need about $2000 worth of work to get it up to par. So should I get it fix or try to get them to pick it up. For some reason I can't get a car loan and it's hard saving for another car. Don't know what to do. If anyone going through this let me know and give me some advice. Thanks.&lt;/P&gt;</description>
    <pubDate>Wed, 20 Oct 2021 17:27:21 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2021-10-20T17:27:21Z</dc:date>
    <item>
      <title>Santander after chapter 7</title>
      <link>https://ficoforums.myfico.com/t5/Auto-Loans/Santander-after-chapter-7/m-p/6427742#M97972</link>
      <description>&lt;P class="lia-indent-padding-left-30px"&gt;Hello again myfico community.&amp;nbsp;&lt;/P&gt;&lt;P&gt;I have a question and I hope someone can help me with. My chapter 7 was discharged on 12/12/2018. In that chapter 7 was a car loan with Santander. I did not reaffirm the loan. It's been 3 years now and they still won't pick up the car. The car is only worth $1500 and it need about $2000 worth of work to get it up to par. So should I get it fix or try to get them to pick it up. For some reason I can't get a car loan and it's hard saving for another car. Don't know what to do. If anyone going through this let me know and give me some advice. Thanks.&lt;/P&gt;</description>
      <pubDate>Wed, 20 Oct 2021 17:27:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Auto-Loans/Santander-after-chapter-7/m-p/6427742#M97972</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2021-10-20T17:27:21Z</dc:date>
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    <item>
      <title>Re: Santander after chapter 7</title>
      <link>https://ficoforums.myfico.com/t5/Auto-Loans/Santander-after-chapter-7/m-p/6428631#M97990</link>
      <description>I'm not exactly sure how them picking up the car or you keeping it will have any affect on you getting a new auto loan?&lt;BR /&gt;&lt;BR /&gt;Can you explain a little more about what you're trying to accomplish?</description>
      <pubDate>Thu, 21 Oct 2021 23:10:34 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Auto-Loans/Santander-after-chapter-7/m-p/6428631#M97990</guid>
      <dc:creator>Loquat</dc:creator>
      <dc:date>2021-10-21T23:10:34Z</dc:date>
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