topic Re: BMW in Auto Loans

BMW

dalasdon — Tue, 05 Jul 2022 23:14:58 GMT

Anybody have knowledge of credit bureau BMW prefers or uses?

What scoring model do most lenders use? Which auto score?

Re: BMW

pizzadude — Wed, 06 Jul 2022 14:09:13 GMT

@dalasdon wrote:
Anybody have knowledge of credit bureau BMW prefers or uses?

What scoring model do most lenders use? Which auto score?

If you search on "BMW" here in auto loans there are several recent threads with datapoints, such as this

Re: BMW

Creditplz — Wed, 06 Jul 2022 17:44:11 GMT

Depends.... BMWFS is sometimes random.

with my DW X5M they pulled EX, with my M5 they pulled EX, EQ.. with my M550i they pulled EX, TU.

you can have the dealer pitch them your best score but BMWFS will decide which they want to look at

Re: BMW

cashorcharge — Sun, 10 Jul 2022 19:16:31 GMT

@Creditplz wrote:
Depends.... BMWFS is sometimes random.

with my DW X5M they pulled EX, with my M5 they pulled EX, EQ.. with my M550i they pulled EX, TU.

you can have the dealer pitch them your best score but BMWFS will decide which they want to look at

I have noticed them get a little more random lately @Creditplz whereas they used to be only EX and now sometimes EX + ? even for people with solid current or previous accounts...

Did DW get the COMP?

Re: BMW

Creditplz — Sat, 16 Jul 2022 01:19:56 GMT

Yeah! Both are Comp! She got it in Donnington Grey... it was after I tried pushing a GLS 450 and a 600 🤣