https://ficoforums.myfico.com/t5/Bankruptcy/Experian-reporting-lates-between-CH7-filing-and-Discharge/m-p/2499051#M14204 <P>Received Discharge 10/1/13.&nbsp;I pulled all 3 bureau reports in August and again 10/5/13. Experian score dropped significantly. Experian is now showing a RED KD for a number of accounts as well as lates between the filing date and the discharge date; as well as listing them as IIB. I've&nbsp;asked Experian if my score is being affected by IIB as well as lates,in other words double negatives , and they say they don't know. Can anyone explain the score effect of IIB and KD and lates after Filing and Discharge.&nbsp;</P> Mon, 07 Oct 2013 22:34:08 GMT Anonymous 2013-10-07T22:34:08Z https://ficoforums.myfico.com/t5/Bankruptcy/Experian-reporting-lates-between-CH7-filing-and-Discharge/m-p/2499051#M14204 <P>Received Discharge 10/1/13.&nbsp;I pulled all 3 bureau reports in August and again 10/5/13. Experian score dropped significantly. Experian is now showing a RED KD for a number of accounts as well as lates between the filing date and the discharge date; as well as listing them as IIB. I've&nbsp;asked Experian if my score is being affected by IIB as well as lates,in other words double negatives , and they say they don't know. Can anyone explain the score effect of IIB and KD and lates after Filing and Discharge.&nbsp;</P> Mon, 07 Oct 2013 22:34:08 GMT https://ficoforums.myfico.com/t5/Bankruptcy/Experian-reporting-lates-between-CH7-filing-and-Discharge/m-p/2499051#M14204 Anonymous 2013-10-07T22:34:08Z