https://ficoforums.myfico.com/t5/Bankruptcy/Bankruptcy-Versus-Serious-Delinquencies/m-p/3156352#M19042 <P>If it is possible to avoid bankruptcy by having a few lates, I would say do it. &nbsp;Of course eveyone has to make their own decisions, but I would leave bankruptcy for and absolute last option.</P> Sun, 08 Jun 2014 06:52:48 GMT simi_go 2014-06-08T06:52:48Z https://ficoforums.myfico.com/t5/Bankruptcy/Bankruptcy-Versus-Serious-Delinquencies/m-p/3155768#M19034 <P>I'm &nbsp;wondering which is worse or better? Bankruptcy or Continuous late pays on certain accounts and collections? If you have at least 2-3 positive trades you've had for a while is it better to pay the rest late. And pay when you can? Or go Bankrutpcy route.&nbsp;</P> Sat, 07 Jun 2014 23:58:01 GMT https://ficoforums.myfico.com/t5/Bankruptcy/Bankruptcy-Versus-Serious-Delinquencies/m-p/3155768#M19034 MB2714 2014-06-07T23:58:01Z https://ficoforums.myfico.com/t5/Bankruptcy/Bankruptcy-Versus-Serious-Delinquencies/m-p/3156352#M19042 <P>If it is possible to avoid bankruptcy by having a few lates, I would say do it. &nbsp;Of course eveyone has to make their own decisions, but I would leave bankruptcy for and absolute last option.</P> Sun, 08 Jun 2014 06:52:48 GMT https://ficoforums.myfico.com/t5/Bankruptcy/Bankruptcy-Versus-Serious-Delinquencies/m-p/3156352#M19042 simi_go 2014-06-08T06:52:48Z