topic denied nfcu membership b/c of bk in Bankruptcy

denied nfcu membership b/c of bk

Anonymous — Fri, 30 May 2008 21:42:38 GMT

hello. my bk was discharged 2/02 and i applied for a navyfcu account. i had 2 credit cards w/ nfcu filed in my bk. when i called they told me that only way i could me a member again was to pay them the money back. can they do that?

Re: denied nfcu membership b/c of bk

Anonymous — Wed, 04 Jun 2008 20:25:28 GMT

Yep, they can. AMEX blacklists you if you default with them. Get right with them, and they'll give you an account.

FCUs are more likely to do this, but the payoff of being in the good graces of an FCU might be worth it. That's up to you to decide. Depends upon how much is owed and what you reasonably expect to try and get outta them.

Re: denied nfcu membership b/c of bk

Anonymous — Fri, 20 Jun 2008 14:54:31 GMT

like noah says they probably blacklisted you, bc i have seen lots and lots of people who filed both ch 13 and ch 7 get nfcu and get multiple products and some w/very high cl..

Re: denied nfcu membership b/c of bk

Anonymous — Tue, 24 Feb 2009 19:21:43 GMT

I called NFCU and they told me that I would be able to bank with them again once the debt is paid. I was telling my friend about it--who use to work at NFCU--and she told me that I shouldn't even bother to pay them back because it's hard to get back in even after I repay. Has anyone else heard of this? TIA