https://ficoforums.myfico.com/t5/Bankruptcy/Filing-limits/m-p/291432#M2316 <DIV>The clock always&nbsp;runs from file date to file date.&nbsp;&nbsp;</DIV><DIV>&nbsp;</DIV><DIV>If you received a chapter 13 discharge, you can't get a chapter 7 discharge unless 6 years runs between the filing of the chapter 13 and the filing of the chapter 7, UNLESS the chapter 13 paid at least 70% - 100%&nbsp;of unsecured creditors, depending on the situation.&nbsp;&nbsp;</DIV><DIV>&nbsp;</DIV><DIV>&nbsp;</DIV><DIV>The 4 years is for getting a chapter 13 discharge after a chapter 7 discharge, not a chapter 7 discharge after a chapter 13.</DIV> Tue, 15 Jul 2008 23:24:24 GMT Anonymous 2008-07-15T23:24:24Z https://ficoforums.myfico.com/t5/Bankruptcy/Filing-limits/m-p/291097#M2315 <DIV>I understand it is 8 years between filing for chapter 7, but what is the length of time you must wait to file chapter 7 after you have filed a chapter 13.&nbsp; I have heard it is four years, but is it four years from the date chp 13 was filed or discharged?&nbsp; Thanks</DIV> Tue, 15 Jul 2008 18:42:14 GMT https://ficoforums.myfico.com/t5/Bankruptcy/Filing-limits/m-p/291097#M2315 Anonymous 2008-07-15T18:42:14Z https://ficoforums.myfico.com/t5/Bankruptcy/Filing-limits/m-p/291432#M2316 <DIV>The clock always&nbsp;runs from file date to file date.&nbsp;&nbsp;</DIV><DIV>&nbsp;</DIV><DIV>If you received a chapter 13 discharge, you can't get a chapter 7 discharge unless 6 years runs between the filing of the chapter 13 and the filing of the chapter 7, UNLESS the chapter 13 paid at least 70% - 100%&nbsp;of unsecured creditors, depending on the situation.&nbsp;&nbsp;</DIV><DIV>&nbsp;</DIV><DIV>&nbsp;</DIV><DIV>The 4 years is for getting a chapter 13 discharge after a chapter 7 discharge, not a chapter 7 discharge after a chapter 13.</DIV> Tue, 15 Jul 2008 23:24:24 GMT https://ficoforums.myfico.com/t5/Bankruptcy/Filing-limits/m-p/291432#M2316 Anonymous 2008-07-15T23:24:24Z