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    <title>topic Is anyone else having problems with equifax? in Bankruptcy</title>
    <link>https://ficoforums.myfico.com/t5/Bankruptcy/Is-anyone-else-having-problems-with-equifax/m-p/3976733#M27598</link>
    <description>&lt;P&gt;Ok, so recently just last month my bk showed on all cra's and lots of other accounts. Well I was disputed more accounts that still showed balances and not IIB. So I checked my credit report and updated, checked both myfico and equifax and they dont no report any bk at all and 90% of my accounts are gone the bad ones and even my capital one accounts are all gone. Whats strange is that, they were all there the month before, so what happened and all my inquires were like 32 and now are like 5. I finally got a dispute done for 3 accounts that I paid off a student loan and a bk account that still showed a balance, my score went up on equifax site from 585 to 638, myfico went up from 638 to 689. Like I said, strange? Any one else see this?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Here is last month;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;CREDIT REPORT &lt;EM&gt;as of 04/07/2015&lt;/EM&gt;&lt;/P&gt;&lt;DIV class="col-12"&gt;&lt;TABLE cellpadding="2" cellspacing="0" border="0"&gt;&lt;TBODY&gt;&lt;TR&gt;&lt;TD&gt;&lt;SPAN class="hideAll"&gt;Hide All&lt;/SPAN&gt;&lt;SPAN class="barRight"&gt;|&lt;/SPAN&gt;&lt;SPAN class="expandAll"&gt;Show All&lt;/SPAN&gt;&lt;/TD&gt;&lt;TD&gt;&lt;STRONG&gt;Equifax&lt;/STRONG&gt;&lt;/TD&gt;&lt;TD&gt;&amp;nbsp;&lt;/TD&gt;&lt;TD&gt;&amp;nbsp;&lt;/TD&gt;&lt;/TR&gt;&lt;TR&gt;&lt;TD&gt;&lt;SPAN class="clickme"&gt;Show&lt;/SPAN&gt;&lt;STRONG&gt;Total Mortgage Accounts&lt;/STRONG&gt;&lt;/TD&gt;&lt;TD&gt;0&lt;/TD&gt;&lt;TD&gt;&amp;nbsp;&lt;/TD&gt;&lt;TD&gt;&amp;nbsp;&lt;/TD&gt;&lt;/TR&gt;&lt;TR&gt;&lt;TD&gt;&lt;SPAN class="clickme"&gt;Show&lt;/SPAN&gt;&lt;STRONG&gt;Total Installment Accounts&lt;/STRONG&gt;&lt;/TD&gt;&lt;TD&gt;2&lt;/TD&gt;&lt;TD&gt;&amp;nbsp;&lt;/TD&gt;&lt;TD&gt;&amp;nbsp;&lt;/TD&gt;&lt;/TR&gt;&lt;TR&gt;&lt;TD&gt;&lt;SPAN class="clickme"&gt;Show&lt;/SPAN&gt;&lt;STRONG&gt;Total Revolving Accounts&lt;/STRONG&gt;&lt;/TD&gt;&lt;TD&gt;5&lt;/TD&gt;&lt;TD&gt;&amp;nbsp;&lt;/TD&gt;&lt;TD&gt;&amp;nbsp;&lt;/TD&gt;&lt;/TR&gt;&lt;TR&gt;&lt;TD&gt;&lt;SPAN class="clickme"&gt;Show&lt;/SPAN&gt;&lt;STRONG&gt;Total Other Accounts&lt;/STRONG&gt;&lt;/TD&gt;&lt;TD&gt;1&lt;/TD&gt;&lt;TD&gt;&amp;nbsp;&lt;/TD&gt;&lt;TD&gt;&amp;nbsp;&lt;/TD&gt;&lt;/TR&gt;&lt;TR&gt;&lt;TD&gt;&lt;SPAN class="clickme"&gt;Show&lt;/SPAN&gt;&lt;STRONG&gt;Total Open Accounts&lt;/STRONG&gt;&lt;/TD&gt;&lt;TD&gt;8&lt;/TD&gt;&lt;TD&gt;&amp;nbsp;&lt;/TD&gt;&lt;TD&gt;&amp;nbsp;&lt;/TD&gt;&lt;/TR&gt;&lt;/TBODY&gt;&lt;/TABLE&gt;&lt;/DIV&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;CREDIT REPORT &lt;EM&gt;as of 05/01/2015&lt;/EM&gt;&lt;/P&gt;&lt;DIV class="col-12"&gt;&lt;TABLE cellpadding="5" cellspacing="0" border="0"&gt;&lt;TBODY&gt;&lt;TR&gt;&lt;TD&gt;Open Accounts&lt;/TD&gt;&lt;TD&gt;Total#&lt;/TD&gt;&lt;TD&gt;Balance&lt;/TD&gt;&lt;TD&gt;Available &lt;A href="https://www.econsumer.equifax.com/otc/login.ehtml#Available_Help" target="_blank"&gt;&lt;IMG height="12" alt="Available credit does not include accounts without a credit limit, such as mortgage or installment accounts" border="0" width="12" src="https://www.econsumer.equifax.com/otc/uib/images/icon_question_mark_square.gif" /&gt;&lt;/A&gt;&lt;/TD&gt;&lt;TD&gt;Credit Limit &lt;A href="https://www.econsumer.equifax.com/otc/login.ehtml#CreditLimit_Help" target="_top"&gt;&lt;IMG height="12" alt="Credit Limit includes the high balance for accounts without a credit limit, such as mortgage or installment account" border="0" width="12" src="https://www.econsumer.equifax.com/otc/uib/images/icon_question_mark_square.gif" /&gt;&lt;/A&gt;&lt;/TD&gt;&lt;TD&gt;Debt to Credit&lt;/TD&gt;&lt;TD&gt;Monthly Payment Amount &lt;A href="https://www.econsumer.equifax.com/otc/login.ehtml#MonthlyPayment_Help" target="_top"&gt;&lt;IMG height="12" alt="Monthly Payment Amount includes the amount owed per month on all accounts due on a monthly basis" border="0" width="12" src="https://www.econsumer.equifax.com/otc/uib/images/icon_question_mark_square.gif" /&gt;&lt;/A&gt;&lt;/TD&gt;&lt;TD&gt;Accounts with a Balance&lt;/TD&gt;&lt;/TR&gt;&lt;TR&gt;&lt;TD&gt;Mortgage&lt;/TD&gt;&lt;TD&gt;0&lt;/TD&gt;&lt;TD&gt;$0&lt;/TD&gt;&lt;TD&gt;N/A&lt;/TD&gt;&lt;TD&gt;N/A&lt;/TD&gt;&lt;TD&gt;N/A&lt;/TD&gt;&lt;TD&gt;$0&lt;/TD&gt;&lt;TD&gt;0&lt;/TD&gt;&lt;/TR&gt;&lt;TR&gt;&lt;TD&gt;Installment&lt;/TD&gt;&lt;TD&gt;1&lt;/TD&gt;&lt;TD&gt;$0&lt;/TD&gt;&lt;TD&gt;$0&lt;/TD&gt;&lt;TD&gt;$0&lt;/TD&gt;&lt;TD&gt;N/A&lt;/TD&gt;&lt;TD&gt;$0&lt;/TD&gt;&lt;TD&gt;0&lt;/TD&gt;&lt;/TR&gt;&lt;TR&gt;&lt;TD&gt;Revolving&lt;/TD&gt;&lt;TD&gt;3&lt;/TD&gt;&lt;TD&gt;$&lt;/TD&gt;&lt;TD&gt;$&lt;/TD&gt;&lt;TD&gt;$&lt;/TD&gt;&lt;TD&gt;13%&lt;/TD&gt;&lt;TD&gt;$75&lt;/TD&gt;&lt;TD&gt;1&lt;/TD&gt;&lt;/TR&gt;&lt;TR&gt;&lt;TD&gt;Other&lt;/TD&gt;&lt;TD&gt;0&lt;/TD&gt;&lt;TD&gt;$0&lt;/TD&gt;&lt;TD&gt;N/A&lt;/TD&gt;&lt;TD&gt;N/A&lt;/TD&gt;&lt;TD&gt;N/A&lt;/TD&gt;&lt;TD&gt;$0&lt;/TD&gt;&lt;TD&gt;0&lt;/TD&gt;&lt;/TR&gt;&lt;TR&gt;&lt;TD&gt;Total&lt;/TD&gt;&lt;TD&gt;4&lt;/TD&gt;&lt;TD&gt;$&lt;/TD&gt;&lt;TD&gt;$&lt;/TD&gt;&lt;TD&gt;$&lt;/TD&gt;&lt;TD&gt;6%&lt;/TD&gt;&lt;TD&gt;$75&lt;/TD&gt;&lt;TD&gt;1&lt;/TD&gt;&lt;/TR&gt;&lt;/TBODY&gt;&lt;/TABLE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;/DIV&gt;</description>
    <pubDate>Fri, 01 May 2015 16:51:02 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2015-05-01T16:51:02Z</dc:date>
    <item>
      <title>Is anyone else having problems with equifax?</title>
      <link>https://ficoforums.myfico.com/t5/Bankruptcy/Is-anyone-else-having-problems-with-equifax/m-p/3976733#M27598</link>
      <description>&lt;P&gt;Ok, so recently just last month my bk showed on all cra's and lots of other accounts. Well I was disputed more accounts that still showed balances and not IIB. So I checked my credit report and updated, checked both myfico and equifax and they dont no report any bk at all and 90% of my accounts are gone the bad ones and even my capital one accounts are all gone. Whats strange is that, they were all there the month before, so what happened and all my inquires were like 32 and now are like 5. I finally got a dispute done for 3 accounts that I paid off a student loan and a bk account that still showed a balance, my score went up on equifax site from 585 to 638, myfico went up from 638 to 689. Like I said, strange? Any one else see this?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Here is last month;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;CREDIT REPORT &lt;EM&gt;as of 04/07/2015&lt;/EM&gt;&lt;/P&gt;&lt;DIV class="col-12"&gt;&lt;TABLE cellpadding="2" cellspacing="0" border="0"&gt;&lt;TBODY&gt;&lt;TR&gt;&lt;TD&gt;&lt;SPAN class="hideAll"&gt;Hide All&lt;/SPAN&gt;&lt;SPAN class="barRight"&gt;|&lt;/SPAN&gt;&lt;SPAN class="expandAll"&gt;Show All&lt;/SPAN&gt;&lt;/TD&gt;&lt;TD&gt;&lt;STRONG&gt;Equifax&lt;/STRONG&gt;&lt;/TD&gt;&lt;TD&gt;&amp;nbsp;&lt;/TD&gt;&lt;TD&gt;&amp;nbsp;&lt;/TD&gt;&lt;/TR&gt;&lt;TR&gt;&lt;TD&gt;&lt;SPAN class="clickme"&gt;Show&lt;/SPAN&gt;&lt;STRONG&gt;Total Mortgage Accounts&lt;/STRONG&gt;&lt;/TD&gt;&lt;TD&gt;0&lt;/TD&gt;&lt;TD&gt;&amp;nbsp;&lt;/TD&gt;&lt;TD&gt;&amp;nbsp;&lt;/TD&gt;&lt;/TR&gt;&lt;TR&gt;&lt;TD&gt;&lt;SPAN class="clickme"&gt;Show&lt;/SPAN&gt;&lt;STRONG&gt;Total Installment Accounts&lt;/STRONG&gt;&lt;/TD&gt;&lt;TD&gt;2&lt;/TD&gt;&lt;TD&gt;&amp;nbsp;&lt;/TD&gt;&lt;TD&gt;&amp;nbsp;&lt;/TD&gt;&lt;/TR&gt;&lt;TR&gt;&lt;TD&gt;&lt;SPAN class="clickme"&gt;Show&lt;/SPAN&gt;&lt;STRONG&gt;Total Revolving Accounts&lt;/STRONG&gt;&lt;/TD&gt;&lt;TD&gt;5&lt;/TD&gt;&lt;TD&gt;&amp;nbsp;&lt;/TD&gt;&lt;TD&gt;&amp;nbsp;&lt;/TD&gt;&lt;/TR&gt;&lt;TR&gt;&lt;TD&gt;&lt;SPAN class="clickme"&gt;Show&lt;/SPAN&gt;&lt;STRONG&gt;Total Other Accounts&lt;/STRONG&gt;&lt;/TD&gt;&lt;TD&gt;1&lt;/TD&gt;&lt;TD&gt;&amp;nbsp;&lt;/TD&gt;&lt;TD&gt;&amp;nbsp;&lt;/TD&gt;&lt;/TR&gt;&lt;TR&gt;&lt;TD&gt;&lt;SPAN class="clickme"&gt;Show&lt;/SPAN&gt;&lt;STRONG&gt;Total Open Accounts&lt;/STRONG&gt;&lt;/TD&gt;&lt;TD&gt;8&lt;/TD&gt;&lt;TD&gt;&amp;nbsp;&lt;/TD&gt;&lt;TD&gt;&amp;nbsp;&lt;/TD&gt;&lt;/TR&gt;&lt;/TBODY&gt;&lt;/TABLE&gt;&lt;/DIV&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;CREDIT REPORT &lt;EM&gt;as of 05/01/2015&lt;/EM&gt;&lt;/P&gt;&lt;DIV class="col-12"&gt;&lt;TABLE cellpadding="5" cellspacing="0" border="0"&gt;&lt;TBODY&gt;&lt;TR&gt;&lt;TD&gt;Open Accounts&lt;/TD&gt;&lt;TD&gt;Total#&lt;/TD&gt;&lt;TD&gt;Balance&lt;/TD&gt;&lt;TD&gt;Available &lt;A href="https://www.econsumer.equifax.com/otc/login.ehtml#Available_Help" target="_blank"&gt;&lt;IMG height="12" alt="Available credit does not include accounts without a credit limit, such as mortgage or installment accounts" border="0" width="12" src="https://www.econsumer.equifax.com/otc/uib/images/icon_question_mark_square.gif" /&gt;&lt;/A&gt;&lt;/TD&gt;&lt;TD&gt;Credit Limit &lt;A href="https://www.econsumer.equifax.com/otc/login.ehtml#CreditLimit_Help" target="_top"&gt;&lt;IMG height="12" alt="Credit Limit includes the high balance for accounts without a credit limit, such as mortgage or installment account" border="0" width="12" src="https://www.econsumer.equifax.com/otc/uib/images/icon_question_mark_square.gif" /&gt;&lt;/A&gt;&lt;/TD&gt;&lt;TD&gt;Debt to Credit&lt;/TD&gt;&lt;TD&gt;Monthly Payment Amount &lt;A href="https://www.econsumer.equifax.com/otc/login.ehtml#MonthlyPayment_Help" target="_top"&gt;&lt;IMG height="12" alt="Monthly Payment Amount includes the amount owed per month on all accounts due on a monthly basis" border="0" width="12" src="https://www.econsumer.equifax.com/otc/uib/images/icon_question_mark_square.gif" /&gt;&lt;/A&gt;&lt;/TD&gt;&lt;TD&gt;Accounts with a Balance&lt;/TD&gt;&lt;/TR&gt;&lt;TR&gt;&lt;TD&gt;Mortgage&lt;/TD&gt;&lt;TD&gt;0&lt;/TD&gt;&lt;TD&gt;$0&lt;/TD&gt;&lt;TD&gt;N/A&lt;/TD&gt;&lt;TD&gt;N/A&lt;/TD&gt;&lt;TD&gt;N/A&lt;/TD&gt;&lt;TD&gt;$0&lt;/TD&gt;&lt;TD&gt;0&lt;/TD&gt;&lt;/TR&gt;&lt;TR&gt;&lt;TD&gt;Installment&lt;/TD&gt;&lt;TD&gt;1&lt;/TD&gt;&lt;TD&gt;$0&lt;/TD&gt;&lt;TD&gt;$0&lt;/TD&gt;&lt;TD&gt;$0&lt;/TD&gt;&lt;TD&gt;N/A&lt;/TD&gt;&lt;TD&gt;$0&lt;/TD&gt;&lt;TD&gt;0&lt;/TD&gt;&lt;/TR&gt;&lt;TR&gt;&lt;TD&gt;Revolving&lt;/TD&gt;&lt;TD&gt;3&lt;/TD&gt;&lt;TD&gt;$&lt;/TD&gt;&lt;TD&gt;$&lt;/TD&gt;&lt;TD&gt;$&lt;/TD&gt;&lt;TD&gt;13%&lt;/TD&gt;&lt;TD&gt;$75&lt;/TD&gt;&lt;TD&gt;1&lt;/TD&gt;&lt;/TR&gt;&lt;TR&gt;&lt;TD&gt;Other&lt;/TD&gt;&lt;TD&gt;0&lt;/TD&gt;&lt;TD&gt;$0&lt;/TD&gt;&lt;TD&gt;N/A&lt;/TD&gt;&lt;TD&gt;N/A&lt;/TD&gt;&lt;TD&gt;N/A&lt;/TD&gt;&lt;TD&gt;$0&lt;/TD&gt;&lt;TD&gt;0&lt;/TD&gt;&lt;/TR&gt;&lt;TR&gt;&lt;TD&gt;Total&lt;/TD&gt;&lt;TD&gt;4&lt;/TD&gt;&lt;TD&gt;$&lt;/TD&gt;&lt;TD&gt;$&lt;/TD&gt;&lt;TD&gt;$&lt;/TD&gt;&lt;TD&gt;6%&lt;/TD&gt;&lt;TD&gt;$75&lt;/TD&gt;&lt;TD&gt;1&lt;/TD&gt;&lt;/TR&gt;&lt;/TBODY&gt;&lt;/TABLE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;/DIV&gt;</description>
      <pubDate>Fri, 01 May 2015 16:51:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Bankruptcy/Is-anyone-else-having-problems-with-equifax/m-p/3976733#M27598</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-05-01T16:51:02Z</dc:date>
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