topic Re: Approved for NFCU in Bankruptcy

Approved for NFCU

Anonymous — Thu, 05 Nov 2015 00:49:49 GMT

I heard so much about them from everyone, I had to check them out. I had joined both DCU and NASA, but it seems they aren't very BK friendly. I will keep the accounts open (putting $20/paycheck into savings with both) to hopefully be able to do something with them when the BK is a lilttle older.

My father-in-law is retired Air Force, so my wife was able to join through him and them me through her. Got Savings and Checking. Applied for a credit card as well. Got a text message this morning saying I was approved and to expect my credit card in the next 7-10 days, but haven't seen anything about how much I was approved for. My wife also applied for one and we are waiting to hear the response from her.

I hope we are treated like some of you have been. My wife will be going by one of the branches to take all of our documentation to get it all finalized.

Re: Approved for NFCU

Scupra — Thu, 05 Nov 2015 01:46:43 GMT

Awesome news and welcome to NFCU! You should be able to login online and see the credit card account listing the limit. Congrats!!

Re: Approved for NFCU

Dis0314 — Sat, 07 Nov 2015 21:03:58 GMT

my father was in the AirForce (he passed away a couple years ago), would I qualify for NFCU?

Re: Approved for NFCU

Anonymous — Sat, 07 Nov 2015 21:12:10 GMT

If he was retired from the Air Force and you have his DD214 or similar paperwork, you should qualify. You have to call though, you can't process an application like that online. Good luck!

Re: Approved for NFCU

Creditwiser — Sat, 07 Nov 2015 21:15:42 GMT

Congrats and welcome to the Navy family. You're gonna love it.

Re: Approved for NFCU

Dis0314 — Sat, 07 Nov 2015 21:16:29 GMT

Yeah i just talked to them he was only in for 4 years so i'm not qualified. oh well.

Re: Approved for NFCU

Anonymous — Sun, 08 Nov 2015 01:00:28 GMT

Sorry to hear. I hope we end up with a good relationship with them.

Re: Approved for NFCU

Anonymous — Mon, 09 Nov 2015 13:40:52 GMT

Congrats!! I'm so jealous of the people who can get into NFCU. The posts I've read on here about the services and lines of credit they offer is awesome.

Re: Approved for NFCU

Anonymous — Tue, 10 Nov 2015 02:56:37 GMT

NFCU called this afternoon to welcome me as a new member. I'm excited to see if they are really BK friendly. Have others had good results with NFCU right after a BK?

Re: Approved for NFCU

Scupra — Tue, 10 Nov 2015 17:58:43 GMT

@Anonymous wrote:
NFCU called this afternoon to welcome me as a new member. I'm excited to see if they are really BK friendly. Have others had good results with NFCU right after a BK?

Haha, are you reading the forums you're on? (this is meant as a complete joke) NFCU is a savior for us with a recent BK Treat them right and they will return the favor

Re: Approved for NFCU

Anonymous — Tue, 10 Nov 2015 20:15:19 GMT

How is NFCU for those with a recent BK7? Do you have to wait a few years to obtain credit with them? Can you please share your stories?

Re: Approved for NFCU

Scupra — Tue, 10 Nov 2015 20:29:38 GMT

@Anonymous wrote:
How is NFCU for those with a recent BK7? Do you have to wait a few years to obtain credit with them? Can you please share your stories?

http://ficoforums.myfico.com/t5/Bankruptcy/My-rebuild-story/m-p/3460461#U3460461

Re: Approved for NFCU

Anonymous — Thu, 12 Nov 2015 13:39:05 GMT

@Anonymous wrote:
How is NFCU for those with a recent BK7? Do you have to wait a few years to obtain credit with them? Can you please share your stories?

I got approved within 2 days of discharge...

http://ficoforums.myfico.com/t5/Bankruptcy/Approvals-within-2-days-of-discharge-my-credit-story/td-p/4316635

Re: Approved for NFCU

Anonymous — Mon, 23 Nov 2015 03:50:08 GMT

Loving NFCU!

Re: Approved for NFCU

Anonymous — Wed, 25 Nov 2015 19:46:43 GMT

We just opened an accoun with them as well! My husband works for the DOD, so after submiting our entire life story, plus our marriage license...We are in! I am very excited to be discharged and see what this CU has to offer! We will need to finance another veihcle soon, not in the immediate future, hopefully we can wait at least 6 mos post dc...I hope they can help us...How long should we wait until we apply for a cc with them?

Re: Approved for NFCU

Anonymous — Thu, 26 Nov 2015 02:59:57 GMT

I was approved for a CC last month. Small beginning line, but from what I understand it should grow quickly.

Re: Approved for NFCU

Anonymous — Thu, 26 Nov 2015 03:07:16 GMT

You guys are so fortunate to be with NFCU! Have an awesome T'giving!

Re: Approved for NFCU

Anonymous — Thu, 26 Nov 2015 05:27:02 GMT

Happy Thanksgiving

Re: Approved for NFCU

Anonymous — Tue, 01 Dec 2015 04:28:25 GMT

Cruznmore, do you have an update from your original post?

Re: Approved for NFCU

Anonymous — Tue, 01 Dec 2015 14:22:12 GMT

I was approved for the GoRewards card. Only a $500 credit limit, but from what I understand, it will grow quickly.

I was denied for the CLOC, too close to BK they said. Wife was also denied for a CC.

We will give it a few months and then try again. In every interaction with them they have been great. I look forward to a long relationship with them.