topic Re: Off Barclay's Blacklist in Bankruptcy

Off Barclay's Blacklist

Anonymous — Sun, 06 Dec 2015 01:15:26 GMT

Well...I decided to see if Barclays would give me a shot. I had burned them in our BK7. Went to the prequal site, said I was preapproved and gave me the accept box and a single interest rate. They approved me for a Barclay's Reward card for $2000! One more bank I'm in with now. We're just over a year past discharge. I know they wouldn't even pull my credit when I went for a Wyndham Rewards card in August.

Re: Off Barclay's Blacklist

Anonymous — Sun, 06 Dec 2015 01:38:40 GMT

Awesome!!

Re: Off Barclay's Blacklist

Anonymous — Sun, 06 Dec 2015 01:49:51 GMT

Congrats & Awesome!

Hopefully mine will happen with CapOne when 1 year is up with removal of Blacklist after burning them *cough cough* $300 LOL!

Re: Off Barclay's Blacklist

alisadarrick — Sun, 06 Dec 2015 23:35:55 GMT

Great!!!! When they asked you about "how would you rate your credit" what was your answer?

Re: Off Barclay's Blacklist

Anonymous — Mon, 07 Dec 2015 01:23:55 GMT

Wonderful. So happy for you.

Re: Off Barclay's Blacklist

Anonymous — Mon, 07 Dec 2015 01:28:49 GMT

@alisadarrick wrote:
Great!!!! When they asked you about "how would you rate your credit" what was your answer?

I think I put Average. I might have clicked Good, but I'm pretty sure I said Average. Good luck!

Re: Off Barclay's Blacklist

Scupra — Mon, 07 Dec 2015 18:11:23 GMT

Congrats! Barclay has been amazing

Re: Off Barclay's Blacklist

jim44 — Tue, 08 Dec 2015 21:56:24 GMT

@Scupra wrote:
Congrats! Barclay has been amazing

Yes congrats...... but Barclay has been YMMV with me. I've had a rewards MC since 2011 and if your game is gift cards or credit on your statements you're with the right card. They do extend Courtesy Checks with good APRs but small terms unlike Cap1 who have given 24 months.

I've been thinking of moving my CL on my rewards to my Choice Privileges Visa. Just becareful about carrying a balance on that card OP! Congrats again!!!!

Re: Off Barclay's Blacklist

rothrim — Sun, 10 Jan 2016 07:57:18 GMT

I've never had Barclay however my BK7 just discharged 12/28/15. Should I still wait before attempting to apply for a card with them?

Re: Off Barclay's Blacklist

Anonymous — Sun, 10 Jan 2016 08:26:42 GMT

I think with not even a moth post discharge
It's way way to soon for this card. Maybe some
Seniors can chime in on this but from what I been learning its way to early have you try cap one pre qualified site or maybe a secured card open sky is one that does not do a hard pull and its only 200 dollars to start I myself started with open sky good luck

Re: Off Barclay's Blacklist

Anonymous — Sun, 10 Jan 2016 16:25:02 GMT

@rothrim wrote:
I've never had Barclay however my BK7 just discharged 12/28/15. Should I still wait before attempting to apply for a card with them?

From what I read on this board Barclay would like to see 6 months post BK with payments to another card. But everyone says YMMV with Barclay. I would check out Cap 1 prequalifier site. They gave me a QS with a $500 SL right after discharge. They say the prequalifier page is a good indication for Cap 1. If you didn't burned Cap 1 in BK.

Re: Off Barclay's Blacklist

rothrim — Tue, 26 Jan 2016 14:23:28 GMT

I think I'm blacklisted from capital one for now. I burned them in my bankruptcy for about 600$ which really isn't much. I'm going to start with secured card from NFCU and possibly OpenSky

Re: Off Barclay's Blacklist

Anonymous — Tue, 26 Jan 2016 14:32:10 GMT

OpenSky is a great card. It's where I started. Low annual fee and low deposit to open and no Credit Check. Good luck!

Re: Off Barclay's Blacklist

yoyo — Tue, 26 Jan 2016 15:25:53 GMT

Congrads, my i have their pre approval site?

Re: Off Barclay's Blacklist

Anonymous — Tue, 26 Jan 2016 15:50:19 GMT

Not sure which one you wanted:

OpenSky Application page: https://openskycc.com/Application.aspx

Barclay Prescreen page: https://www.barclaycardus.com/apply/ProactivePrescreenLanding.action

CapitalOne Prequal page: https://findmycard.capitalone.com/en/PageVersions/LandingPages/LP_ONE_V01.aspx

Good luck!