topic Re: Curious in Bankruptcy

Curious

Anonymous — Mon, 07 Dec 2015 20:04:32 GMT

I know curiosity killed the cat...but I was playing with the pre qualifier for Cap1. I was pre approved for 2 cards.....should I hit the button? Or should I wait as my official discharge hit my CR's....

P.S's all of my debts read as $0 IIB

Re: Curious

Anonymous — Mon, 07 Dec 2015 20:27:23 GMT

Wow, I've been doing the same thing prior to my discharge, and no offers for me. :-(

Re: Curious

Anonymous — Mon, 07 Dec 2015 20:32:33 GMT

My discharge is today actually. And I was just curious (as it would not have affected my credit score). And they pre approved me for 2 cards. I am nervous however because I really dont want to hinder any progress by moving too fast.

Re: Curious

Anonymous — Mon, 07 Dec 2015 20:39:37 GMT

As long as the discharge is complete, go for it. Make sure you apply for both on the same day, it will only use 1 set of credit pulls. Good luck!

Re: Curious

Anonymous — Mon, 07 Dec 2015 20:41:20 GMT

I havent received the "official"notice yet. So should I wait until I get the notice?

Re: Curious

Anonymous — Mon, 07 Dec 2015 21:05:05 GMT

My attorney told me not to apply until I receive my discharge.

Re: Curious

Anonymous — Mon, 07 Dec 2015 21:08:10 GMT

Thank you!

Re: Curious

Scupra — Mon, 07 Dec 2015 22:52:16 GMT

This topic comes up so often actually. We all have different opinions on it as well. Personally, I would wait. Especially with how close to d/c you are

Re: Curious

Anonymous — Tue, 08 Dec 2015 01:05:48 GMT

Thank you....I backed away from the computer very slowly...lol!

Re: Curious

Anonymous — Tue, 08 Dec 2015 01:40:33 GMT

I only applied because after talking with my attorney it was ok'd by them . Other than that I was going to wait until I received the official notice in the mail . I can see the discharge , but not all my reports have updated , the credit I applied for I felt comfortable with , fingerhut I was in good standing with before BK , capital one had charged off but they updated my file with them, as for my credit union and Discover , I took a chance . Discover countered with the secure option wilhichbim okay with , and with my CU I'm waiting on the decision . Before you do anything talk to your attorney , and congrats on your rebuilding journey😎

Re: Curious

Anonymous — Tue, 08 Dec 2015 01:47:55 GMT

I just decided to wait. A few more weeks won't kill me. Just anxious to start rebuilding. Thank you!

Re: Curious

Anonymous — Tue, 08 Dec 2015 01:53:30 GMT

I'm in the same boat as you. My discharge date is 12/18.

Re: Curious

Anonymous — Tue, 08 Dec 2015 02:34:33 GMT

Soon!!! Very soon!!!! GL!!!!