topic Re: Scores improving in Bankruptcy

Scores improving

Anonymous — Tue, 26 Jan 2016 02:06:27 GMT

As of today my scores improved again.
Discharge 6/24/15

TU 498
EQ 501
EX 490

As of today 1/25/16
TU 650
EQ 630
EX 629

Thanks to this forum and all the advise
From everyone here. Can't believe 10 moth
ago when I filed bk7 I seem I would never get to the point I could post my scores been in the upper 600 just goes to show the Patience is key. I'm Sherrig this for all the people that recently filed or got discharge be patience. Work on your rebuild day by day. Soon you will be the one posting does NICE improve credit score. GOOD LUCK to everyone rebuilding..

Re: Scores improving

Anonymous — Tue, 26 Jan 2016 02:59:37 GMT

Congrats! Keep up the good work!

Re: Scores improving

Anonymous — Tue, 26 Jan 2016 05:52:23 GMT

Awesome job! Congrats!

Re: Scores improving

Anonymous — Tue, 26 Jan 2016 13:11:32 GMT

Awesome rebuilding scores! I'm just like you (around the same DC month/year) and almost same FICO scores (never mind my Eqiufax which is 751 LOL! it would really be 650ish).

How many cards, what cards, CL's do you have now? You can see mine in my siggy.

Cheers!

Re: Scores improving

Anonymous — Tue, 26 Jan 2016 13:14:12 GMT

Congratulations!

Re: Scores improving

Scupra — Tue, 26 Jan 2016 17:33:50 GMT

Wooooohoooooo! Congrats on your progress

Re: Scores improving

Anonymous — Tue, 26 Jan 2016 17:50:48 GMT

Thanks scupra

Re: Scores improving

Anonymous — Tue, 26 Jan 2016 17:55:41 GMT

@CAMailman. I currently have .

Local CU rebuilder loan 1000
Open sky secured 300
Local CU secured 500
Merrick bank 600 double line in 7 moths
Target 1000
Citi double cash 1000
Cabelas club visa 1000

Re: Scores improving

Anonymous — Tue, 26 Jan 2016 18:31:29 GMT

Congrats on the hard work!!!

Re: Scores improving

Anonymous — Tue, 26 Jan 2016 20:08:55 GMT

Fantastic work. That's a great turnaround!

Re: Scores improving

Anonymous — Wed, 27 Jan 2016 00:58:59 GMT

@Joortiz3 wrote:
@Anonymous. I currently have .

Local CU rebuilder loan 1000
Open sky secured 300
Local CU secured 500
Merrick bank 600 double line in 7 moths
Target 1000
Citi double cash 1000
Cabelas club visa 1000

Good job Joortiz3! (especially how you were able to get Citi card! )

Re: Scores improving

Anonymous — Wed, 27 Jan 2016 02:07:26 GMT

Thanks CAmailman ... I see you have a American Express aren't they hard to get too?

Re: Scores improving

Anonymous — Wed, 27 Jan 2016 02:09:13 GMT

And discover it also.

Re: Scores improving

Anonymous — Wed, 27 Jan 2016 02:23:02 GMT

@Joortiz3 wrote:
Thanks CAmailman ... I see you have a American Express aren't they hard to get too?

I was approved for Discover IT (I never burned them) so it was a surprise that they approved me 5 months post d/c.

As for AmEx, I'm an Authorized User on my future wife card. (I actually thought AmEx won't approve AU with BK, I guess I was wrong). I know AmEx won't approve anyone with BK for I beleive minimum 5 years post d/c. I will try applying after my 5th year d/c in 2020

Re: Scores improving

Anonymous — Wed, 27 Jan 2016 02:44:30 GMT

Congrats on that discover it card I also did not burn them but they didn't approve me for one
Go figure as for my citi I think I sneak thru the cracks some how lol as to how I do not know I know they don't approve with bk some say 6 -7 years but I won't call them and complain lol .

Re: Scores improving

Anonymous — Wed, 27 Jan 2016 02:50:01 GMT

@Joortiz3 wrote:
Congrats on that discover it card I also did not burn them but they didn't approve me for one
Go figure as for my citi I think I sneak thru the cracks some how lol as to how I do not know I know they don't approve with bk some say 6 -7 years but I won't call them and complain lol .

LOL! I even bet many of us are really envy you with your Citi card!

Re: Scores improving

Taoron — Wed, 27 Jan 2016 20:52:48 GMT

Awesome, progress is good.

Re: Scores improving

Anonymous — Thu, 28 Jan 2016 19:05:07 GMT

@Anonymous wrote:
@Joortiz3 wrote:
Congrats on that discover it card I also did not burn them but they didn't approve me for one
Go figure as for my citi I think I sneak thru the cracks some how lol as to how I do not know I know they don't approve with bk some say 6 -7 years but I won't call them and complain lol .
LOL! I even bet many of us are really envy you with your Citi card!

That was going to be my question. How did you get a Citi card that close to discharge? When did you get it?

Re: Scores improving

Anonymous — Thu, 28 Jan 2016 22:27:32 GMT

Jan 6 I applied and got approved for it
I was discharge in jun 25 2015 as to
How I got approved your guess is as good as mine.. I haven't call to ask them why did you approve me for this card if I have a BK
LOL ..and I don't think I will