topic Re: Barclay Credit Card in Bankruptcy

Barclay Credit Card

Anonymous — Mon, 01 Feb 2016 00:38:24 GMT

Were you able to obtain a Barclay CC right after being discharged from BK? If not, how long before approved? Which card from Barclay? Thanks for the info.

Re: Barclay Credit Card

Anonymous — Mon, 01 Feb 2016 00:45:41 GMT

Yes, discharged in September applied for Barclay November 2014.

Re: Barclay Credit Card

Anonymous — Mon, 01 Feb 2016 01:06:45 GMT

We filed November 2014 and were approved November 2015.

Re: Barclay Credit Card

Pway — Mon, 01 Feb 2016 05:59:09 GMT

I was approved six months after discharge.

Re: Barclay Credit Card

Anonymous — Mon, 01 Feb 2016 07:14:44 GMT

I'm 7 moths discharge tried 3 times denied
I'm done with Barclays I will do the same to them once they start sending pre approve letter. Can get any better then my citi double cash .

Re: Barclay Credit Card

holmesnmanny — Mon, 01 Feb 2016 09:42:50 GMT

Yeah, same here, I'm so done with Barclay's. I took your advice and applied for Cabela's visa and instant approval 6 months post BK7 . Waiting on card now. Not sure credit limit yet. This is my first unsecured Visa.

I'm in california and world bank pulled EQ

Barclay's had the audacity to say "too many applications". Eff em

$500 secured SDFCU

$600 secured FNB

7 Comenity store cards reporting since November averaging 500 limit

$500 Progresso/Opportun loan 6 month loan

$150 month $5000 Santander auto loan reporting since November

618 EQ

640 EX

640 TU

Re: Barclay Credit Card

Anonymous — Mon, 01 Feb 2016 13:22:34 GMT

NICE!! Congrats on the approval if you call them up they'll tell you your SL

Re: Barclay Credit Card

Anonymous — Mon, 01 Feb 2016 15:13:37 GMT

CH 13 discharged 1/12/16 and approved for Barclays reward within 2 weeks after that.

Re: Barclay Credit Card

0REDSOX7 — Mon, 01 Feb 2016 16:38:22 GMT

I waited until six months post BK discharge for a Ch. 7. Started with a $750 CL, then six months in got $2750, then after a year got $4,000 and then just another CLI to $7,000 this month. They are my daily driver as I like to say.

Re: Barclay Credit Card

Scupra — Mon, 01 Feb 2016 17:18:47 GMT

@holmesnmanny wrote:
Yeah, same here, I'm so done with Barclay's. I took your advice and applied for Cabela's visa and instant approval 6 months post BK7 . Waiting on card now. Not sure credit limit yet. This is my first unsecured Visa.

I'm in california and world bank pulled EQ

Barclay's had the audacity to say "too many applications". Eff em

$500 secured SDFCU
$600 secured FNB
7 Comenity store cards reporting since November averaging 500 limit

$500 Progresso/Opportun loan 6 month loan
$150 month $5000 Santander auto loan reporting since November

618 EQ
640 EX
640 TU

I just wanted to point out for others that 7 apps in around 4 months is considered "too many applications" for Barclay. They are known to not like new accounts, let alone 7 Glad you got the Cabella's Visa, have you tried Cap1 to get a unsecured card that isn't a store card?

Re: Barclay Credit Card

Anonymous — Mon, 01 Feb 2016 17:21:29 GMT

@Anonymous wrote:
Were you able to obtain a Barclay CC right after being discharged from BK? If not, how long before approved? Which card from Barclay? Thanks for the info.

Discharged Chapter 7 in September 2015. Applied last week for the Barclay Rewards card and was approved.

Re: Barclay Credit Card

Creditwiser — Mon, 01 Feb 2016 17:22:59 GMT

Approved for 3k 11 months after Disch. I did'nt try earlier but I was nervous even at 11 months.

Re: Barclay Credit Card

Anonymous — Mon, 01 Feb 2016 18:46:08 GMT

@Anonymous wrote:
Yes, discharged in September applied for Barclay November 2014.

Did you have a Barclay card before BK? Did you burn them. I had one before my BK but did not burn them. I was hoping to apply 6 months post BK D/C. I'm wondering if I should do it now.

Re: Barclay Credit Card

Anonymous — Mon, 01 Feb 2016 18:53:33 GMT

Cabelas club visa is not just a store card it's an actual visa used everywhere you like .

Re: Barclay Credit Card

Scupra — Mon, 01 Feb 2016 20:39:41 GMT

@Joortiz3 wrote:
Cabelas club visa is not just a store card it's an actual visa used everywhere you like .

Yes, but the rewards are lacking unless you do a ton of 2% shopping at Cabelas. The 1.5% straight CB from Capital One would net better rewards in most instances.

Re: Barclay Credit Card

Anonymous — Tue, 02 Feb 2016 00:20:55 GMT

Nope. Didn't burn anyone but BOA bad. My pic is on everyone's cubicle. American Express 4 months afterwards. Had since January 2015 and was told to never ask for a credit limit increase until the BK is off my report.

Re: Barclay Credit Card

holmesnmanny — Tue, 02 Feb 2016 00:21:36 GMT

@Scupra wrote:
@holmesnmanny wrote:
Yeah, same here, I'm so done with Barclay's. I took your advice and applied for Cabela's visa and instant approval 6 months post BK7 . Waiting on card now. Not sure credit limit yet. This is my first unsecured Visa.

I'm in california and world bank pulled EQ

Barclay's had the audacity to say "too many applications". Eff em

$500 secured SDFCU
$600 secured FNB
7 Comenity store cards reporting since November averaging 500 limit

$500 Progresso/Opportun loan 6 month loan
$150 month $5000 Santander auto loan reporting since November

618 EQ
640 EX
640 TU
I just wanted to point out for others that 7 apps in around 4 months is considered "too many applications" for Barclay. They are known to not like new accounts, let alone 7 Glad you got the Cabella's Visa, have you tried Cap1 to get a unsecured card that isn't a store card?

I don't have the denial letter since I tore it up and threw it away but I believe it was worded to the extent that I had applied with Barclays too much. I was applying about once a month for the last three months but now I'm not too sure.

I burned Cap1 for a quicksilver and classic for $750 and $500 respectively and they don't appear willing to let me in until my one year is up.

Re: Barclay Credit Card

Anonymous — Tue, 02 Feb 2016 00:54:17 GMT

Capital one is another that is ON my BLACKLIST!!!! That's right I can. Have one too! I will be throwing away there pre approve
Letter when ever they send them. Cause I now they'll be coming .... I don't need them.

Re: Barclay Credit Card

Anonymous — Tue, 02 Feb 2016 12:57:25 GMT

Howdy Neighbor! (LOL)...

Yes, to my surprise I got it approved 3 months post discharge for $1,500 SL on Barclay Rewards MasterCard! (I never burned any of their products if that helps?)

OTOH, I still CAN'T get in Capital One since I burned them for measly $300