topic Re: Auto loan with BK ch7 in Bankruptcy

Auto loan with BK ch7

wissam — Sat, 09 Apr 2016 03:12:41 GMT

i had my 341 meeting 4/7/16 with no problem .

my nissan auto was included and i still have the car but going to return it soon .

today i got a new accord EX 2016 auto loan with credit union rate is 2.49% with no down payment and 72 months .i feel great about that .

i even changed my auto insurance from progressive with 124$ monthly premium before bk was filed to Gieco with 82$ monthly after bk showed in my credit file .

it looks like the bk was all positive in my life .

i was able to get good rate in auto and good insurance payment .

i still have 5 credit cards with 0 balance reporting and open in my credit file

now waiting for final discharge to apply for another unsecured line .

my Transunion 601

equifax 599

experian 630

no collection

no negative other than bk filed .

Re: Auto loan with BK ch7

CH-7-Mission-Accomplished — Sat, 09 Apr 2016 14:47:09 GMT

Congrats! That's amazing you got 2.49% from a CU at this point. Which CU and in which state?

Re: Auto loan with BK ch7

wissam — Sat, 09 Apr 2016 15:03:01 GMT

Thank u
It is in Houston Tx
I have a paid auto with them last year tho
And I have a credit card with no balance and paid at time for a year
So they help me

Re: Auto loan with BK ch7

Anonymous — Sun, 10 Apr 2016 13:13:49 GMT

Wow! Congrats! That is definitely not the norm, but great for you!