https://ficoforums.myfico.com/t5/Bankruptcy/filed-in-Aug-03/m-p/473385#M3972 I filed chapter 7 in Aug 03.  My TU and EX reports show no public records.  Does that mean the BK is not being reported?  I thought it would last for 10 years.  thanks dP Thu, 02 Apr 2009 19:36:04 GMT Anonymous 2009-04-02T19:36:04Z https://ficoforums.myfico.com/t5/Bankruptcy/filed-in-Aug-03/m-p/473385#M3972 I filed chapter 7 in Aug 03.  My TU and EX reports show no public records.  Does that mean the BK is not being reported?  I thought it would last for 10 years.  thanks dP Thu, 02 Apr 2009 19:36:04 GMT https://ficoforums.myfico.com/t5/Bankruptcy/filed-in-Aug-03/m-p/473385#M3972 Anonymous 2009-04-02T19:36:04Z https://ficoforums.myfico.com/t5/Bankruptcy/filed-in-Aug-03/m-p/473782#M3977 No PR = no BK. That's pretty lucky. I wouldn't be surprised if the pop back up at some point though. Do you have accounts reporting IIB? Fri, 03 Apr 2009 10:32:41 GMT https://ficoforums.myfico.com/t5/Bankruptcy/filed-in-Aug-03/m-p/473782#M3977 wilee 2009-04-03T10:32:41Z https://ficoforums.myfico.com/t5/Bankruptcy/filed-in-Aug-03/m-p/481842#M4065 Yeah a couple on my TU and Exp but not on Eq. Tue, 14 Apr 2009 20:16:30 GMT https://ficoforums.myfico.com/t5/Bankruptcy/filed-in-Aug-03/m-p/481842#M4065 Anonymous 2009-04-14T20:16:30Z