topic Re: Military Star Card in Bankruptcy

Military Star Card

Anonymous — Tue, 12 Jul 2016 07:04:41 GMT

Just got approved for Military Star Card with a limit of $3600. BK Chapter 7 was discharged 2 months ago. Credit score Trans 565, Equifax 545. Only intend to use it to rebuild credit by using it for gas and groceries then immediately pay it off.

Re: Military Star Card

Scupra — Tue, 12 Jul 2016 18:27:22 GMT

Congrats! Great limit to start your rebuild with

Re: Military Star Card

SSH0126 — Tue, 12 Jul 2016 20:57:44 GMT

Did you burn them in your BK?

@Anonymous wrote:
Just got approved for Military Star Card with a limit of $3600. BK Chapter 7 was discharged 2 months ago. Credit score Trans 565, Equifax 545. Only intend to use it to rebuild credit by using it for gas and groceries then immediately pay it off.

Re: Military Star Card

Anonymous — Thu, 14 Jul 2016 16:38:56 GMT

Do you have to be active military for this card?

Re: Military Star Card

Anonymous — Thu, 14 Jul 2016 17:52:05 GMT

Congrats on the approval!

Re: Military Star Card

Anonymous — Tue, 02 Aug 2016 05:20:48 GMT

Yes active duty, reservist, retired service member, or are a dependent.

Re: Military Star Card

Anonymous — Tue, 02 Aug 2016 16:45:20 GMT

Congrats on the approval...

I burned them in BK so I am not too sure if they will ever wanna see me again.

Re: Military Star Card

Anonymous — Mon, 07 Nov 2016 23:48:52 GMT

To All,

Just wanted to post about the military star card for anyone else in the Armed Forces who has to IIB their Star Card.

I burned the star card for about $15K, of course my SSN had a block due to the debt.

After discharge I tried applying on line, no luck, letter said my credit sucked (paraphrase of course).

After I got a few lines of credit under my belt I tried again, this time no luck because my SSN was blocked. I called their bankruptcy dept and had the block removed.

I tried online AGAIN and got the same letter about my SSN being blocked (this is all within about 45 days).

Today I spoke to a rep who confirmed that she removed my block finally and that I should be good to go.

I decided instead of applying online that I would try in the store because I needed to pick up new uniforms anyway. I had cash in my pocket but decided to try and BAM! The block was removed because I got a $3150 limit for retail and a $500 for military clothing. I was so excited!

My FICO scores are (not looking right now) between 580-595 for all 3 CBs. I am looking forward to taking care of this account this time as I slowly work my way up the ladder.

if you had a military star card, there is no blacklist just have your SSN unblocked and I would say try in the store versus online!

Re: Military Star Card

SSH0126 — Mon, 07 Nov 2016 23:54:48 GMT

Thanks for the update. I am disputing Military star as we speak. not too long ago discharged. Can you tell me what number you called? And when you discharged?

Re: Military Star Card

SSH0126 — Tue, 08 Nov 2016 00:14:13 GMT

What was your limit before?

Re: Military Star Card

Anonymous — Tue, 08 Nov 2016 03:16:45 GMT

If I remember correctly I had a 4000 limt for the star card, 500 in clothing, and another 4000 on the take it home today card

@SSH0126 wrote:
What was your limit before?

Re: Military Star Card

SSH0126 — Thu, 10 Nov 2016 16:58:54 GMT

I am so confused about this credit card thing. So many opinions floating around. Don't take secured..don't take small limits..then I read online that the star card doesn't help build your credit dispite reporting on all reports(at least I think they do).

Re: Military Star Card

Anonymous — Fri, 11 Nov 2016 16:08:45 GMT

@Anonymous wrote:
Yes active duty, reservist, retired service member, or are a dependent.

Is that through NFCU?

Re: Military Star Card

Anonymous — Fri, 11 Nov 2016 16:34:23 GMT

@Anonymous wrote:
@Anonymous wrote:
Yes active duty, reservist, retired service member, or are a dependent.

Is that through NFCU?

NM, I got my answer...

Re: Military Star Card

shaneemkh — Sun, 13 Nov 2016 01:30:44 GMT

The card does help build your credit. I thing its an awesome card for those who can take advantage of it. This was one of my firt credit cards at age 19. and they reported just fine. This card is exclusive to certain people but it reports the same as any other credit card. Just dont get on their bad side they can come after your money quicker than most credit card companies.

Re: Military Star Card

SSH0126 — Sun, 13 Nov 2016 11:00:03 GMT

Trash that was my experience not sure why people were saying the opposite..puzzled me

Re: Military Star Card

SSH0126 — Sun, 13 Nov 2016 11:00:34 GMT

That