https://ficoforums.myfico.com/t5/Bankruptcy/Well-341-is-over/m-p/4695657#M41792 Got a call from cap1 about reopening my account, she told me that they're considering itgive, her 3-5 days to do some research. Hopefully this will be good news! Wed, 27 Jul 2016 23:46:43 GMT ICYUNV 2016-07-27T23:46:43Z https://ficoforums.myfico.com/t5/Bankruptcy/Well-341-is-over/m-p/4639452#M40138 I've been lurking on the forum for years now, I can honestly say there's a lot of encouragement on this site, don't know if I would have been as relaxed during 341. Hearing took all but one minute and I was done, now comes the waiting for a discharge.<BR /><BR />One unfortunate this is my cap one card and five year history is showing restricted, card has $100 balance with $3000 limit. Does anyone know if I'll have cut my losses with the card and start over?<BR /><BR />What are some do's and don't while I wait for discharge?<BR />One again thank you guys so much for the help you give myself and others!!! Thu, 16 Jun 2016 01:00:06 GMT https://ficoforums.myfico.com/t5/Bankruptcy/Well-341-is-over/m-p/4639452#M40138 ICYUNV 2016-06-16T01:00:06Z https://ficoforums.myfico.com/t5/Bankruptcy/Well-341-is-over/m-p/4639454#M40139 Also I did not burn cap one in bankruptcy for obvious reason Thu, 16 Jun 2016 01:01:42 GMT https://ficoforums.myfico.com/t5/Bankruptcy/Well-341-is-over/m-p/4639454#M40139 ICYUNV 2016-06-16T01:01:42Z https://ficoforums.myfico.com/t5/Bankruptcy/Well-341-is-over/m-p/4640022#M40141 <P>I had 2 accounts with zero balance or very low balance and they were closed. Zales I owed about $85 and told them I wanted to keep paying but they said no. That's they're policy. They just close it.</P><P>Made me wish I had gone in there and gotten my wife some new bling <img id="smileylol" class="emoticon emoticon-smileylol" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-lol.gif" alt="Smiley LOL" title="Smiley LOL" /></P> Thu, 16 Jun 2016 15:40:35 GMT https://ficoforums.myfico.com/t5/Bankruptcy/Well-341-is-over/m-p/4640022#M40141 Anonymous 2016-06-16T15:40:35Z https://ficoforums.myfico.com/t5/Bankruptcy/Well-341-is-over/m-p/4640366#M40147 Yes, cableguy did close it as of a week ago, I called found this his out after reading your post. Oh well I guess Thu, 16 Jun 2016 19:53:58 GMT https://ficoforums.myfico.com/t5/Bankruptcy/Well-341-is-over/m-p/4640366#M40147 ICYUNV 2016-06-16T19:53:58Z https://ficoforums.myfico.com/t5/Bankruptcy/Well-341-is-over/m-p/4644771#M40218 <P>Cap1 is usually very quick to hear about BK, even on a $0 bal card. Chances are they will let you back in though</P> Mon, 20 Jun 2016 18:54:09 GMT https://ficoforums.myfico.com/t5/Bankruptcy/Well-341-is-over/m-p/4644771#M40218 Scupra 2016-06-20T18:54:09Z https://ficoforums.myfico.com/t5/Bankruptcy/Well-341-is-over/m-p/4695657#M41792 Got a call from cap1 about reopening my account, she told me that they're considering itgive, her 3-5 days to do some research. Hopefully this will be good news! Wed, 27 Jul 2016 23:46:43 GMT https://ficoforums.myfico.com/t5/Bankruptcy/Well-341-is-over/m-p/4695657#M41792 ICYUNV 2016-07-27T23:46:43Z https://ficoforums.myfico.com/t5/Bankruptcy/Well-341-is-over/m-p/4695673#M41794 <P>My $0 Cap1 card was closed when I filed BK and they forced me to reapply. That would be awesome if you could reopen the same TL! Good luck</P> Wed, 27 Jul 2016 23:56:59 GMT https://ficoforums.myfico.com/t5/Bankruptcy/Well-341-is-over/m-p/4695673#M41794 Scupra 2016-07-27T23:56:59Z https://ficoforums.myfico.com/t5/Bankruptcy/Well-341-is-over/m-p/4696233#M41813 <P>I'll be amazed if they just re open the card. Everywhere I've worked we always made people fill out a new credit app since we had to see if they had credit worthy of the card w limits they had before we closed them.</P> Thu, 28 Jul 2016 16:04:31 GMT https://ficoforums.myfico.com/t5/Bankruptcy/Well-341-is-over/m-p/4696233#M41813 Anonymous 2016-07-28T16:04:31Z https://ficoforums.myfico.com/t5/Bankruptcy/Well-341-is-over/m-p/4697290#M41843 I'm holding my breath, so don't rain on my parade lol Fri, 29 Jul 2016 14:19:39 GMT https://ficoforums.myfico.com/t5/Bankruptcy/Well-341-is-over/m-p/4697290#M41843 ICYUNV 2016-07-29T14:19:39Z