topic Re: Synchrony Bank in Bankruptcy

Synchrony Bank

Anonymous — Thu, 04 Aug 2016 03:17:34 GMT

Is synchrony bank bk friendly? I've burn them in my CH7 which was discharged 12/28/15.

Re: Synchrony Bank

TXinandout — Thu, 04 Aug 2016 04:00:50 GMT

I've read a couple of posts from people getting back about a year post bk

Re: Synchrony Bank

ScottsdaleDad — Thu, 04 Aug 2016 04:02:21 GMT

I never burned them in BK (My BK discharged in May 2016), I have re-established unsecured credit cards with Discover, Capital One (Quicksilver One), Barclay's (Cash Forward), and HSN, and my scores are in the mid 600's, and they just turned me down. Comenity (HSN and others) seems to be BK friendly.

Re: Synchrony Bank

Scupra — Thu, 04 Aug 2016 04:15:45 GMT

Like TX, I've seen some people get back in around 1 year post. What card are you thinking SacTown?

Re: Synchrony Bank

Anonymous — Thu, 04 Aug 2016 04:18:13 GMT

Amazon

Re: Synchrony Bank

Anonymous — Thu, 04 Aug 2016 08:59:08 GMT

Good luck @Sacktownguy. It will get better for you. When did you get the other cards?

Re: Synchrony Bank

Anonymous — Thu, 04 Aug 2016 15:28:40 GMT

I have not been able to get in with Synchrony and I did not burn them in my BK. I am 11 months post BK. Comenity has been very friendly

Re: Synchrony Bank

Anonymous — Thu, 04 Aug 2016 16:26:13 GMT

I burned comenity, too.

Re: Synchrony Bank

Scupra — Thu, 04 Aug 2016 17:48:46 GMT

@Anonymous wrote:
Amazon

You are so close to 1 year post that I would wait until then to apply. Good luck!

Re: Synchrony Bank

Anonymous — Thu, 04 Aug 2016 17:51:10 GMT

:-) thank you

Re: Synchrony Bank

0REDSOX7 — Thu, 04 Aug 2016 19:41:07 GMT

Care Credit is the easiest card of theirs to obtain, post Ch. 7 Discharge.

I burned them for just under 1K and six months post discharge, they approved me for $3,000. Then, just earlier this year (last month), I applied for a Lowe's Card (the Synchrony) and was approved for 1800 (and burned Lowe's for 2K) so - they are def. BK friendly.

The Care Credit Card has definitely come in handy, that's for sure.

Re: Synchrony Bank

Anonymous — Fri, 05 Aug 2016 01:21:01 GMT

I'm 12 moths post bk 7 just about a week ago I got approved for lowes,chevron/Texaco
And JcPenney. All three synchrony cards

Re: Synchrony Bank

Anonymous — Fri, 05 Aug 2016 21:39:08 GMT

I did burn synchrony with Ashley furniture, lowes for a small amt, and maybe one other. I was told by a lowes card rep that they would reconsider after 2 years, but I was able to obtain an Amazon prime card a couple months ago and my d/c was in December 2015

Re: Synchrony Bank

Shooting-For-800 — Wed, 10 Aug 2016 10:24:00 GMT

They have been very friendly to me, but I did not burn them.

Re: Synchrony Bank

Anonymous — Wed, 10 Aug 2016 14:30:17 GMT

Unfortunately I burned them pretty bad and haven't had luck. Course it's only been about 4 months post discharge. I'll try to be more patient lol!

Re: Synchrony Bank

Anonymous — Thu, 11 Aug 2016 03:12:25 GMT

Me too, won't let me back in....

Re: Synchrony Bank

Anonymous — Thu, 11 Aug 2016 15:44:07 GMT

I am exactly 11 months post BK today and had tried in the past to get a Synchrony backed card. Just last night was approved for an Amazon store card with a $700 credit limit.

Re: Synchrony Bank

Anonymous — Thu, 11 Aug 2016 19:50:41 GMT

It took me a year post discharge to get any Synchrony cards. I however didn't burn them in my BK7. They have been very generous with my limits however. I have Ashley Furniture and Care Credit both for $2000 limits, Walmart for $1500 and Amazon for $1000.

Re: Synchrony Bank

Pway — Thu, 11 Aug 2016 20:38:01 GMT

It took me over a year to get back in with Synchrony bank. I had a JcPenney account that was IIB, and I could not get nothing with them for the longest time. In December of last year I was back in with them. I have the account that IIB and more.

Yes they are forgiving it just takes them some time to allow you back in with them. It will happen in time, keep rebuilding and they will approve.

Re: Synchrony Bank

Anonymous — Thu, 25 Aug 2016 07:13:31 GMT

Discharged bk7 01/2016 and just got an Amazon card for $1300.