https://ficoforums.myfico.com/t5/Bankruptcy/Banks-I-want-to-get-back-in-with-in-the-future-how-long-and-how/m-p/4742575#M43172 <P>Yeah, I wonder why that is. The TD Cash card is appealing to me a bit, convenient and seemingly consumer friendly bank, and the big thing for me is Samsung Pay which Capital One just doesn't want to do. I'd love if someone can estimate bankruptcy friendliness with TD.</P> Thu, 08 Sep 2016 22:52:33 GMT AkiraTakamedo 2016-09-08T22:52:33Z https://ficoforums.myfico.com/t5/Bankruptcy/Banks-I-want-to-get-back-in-with-in-the-future-how-long-and-how/m-p/4742247#M43159 <P>Hey all, this is more of a general question, maybe with a little personal experience thrown in. I have a brand new bankruptcy discharged back in I believe June. I have a QS1 with a $1000 limit that I've been paying in full every couple of weeks or whenever the money is available to throw at it (statements have been reporting balances of around $130 to show use, though).</P><P>&nbsp;</P><P>Eventually I want to get back in with Chase, AMEX, Discover, and possibly Citi. Chase and AMEX were totally paid in full and closed voluntarily by me before my filing took effect, basically I filed and then a few hours later I closed them myself with $0 balances. Citi I burned for around $4000, Discover for I think around $5000. There were others like BofA, Barclaycard, where I burned for a lot more but I'm not looking to get back with them right now. Shame because Discover is a good card and I know they're bankruptcy friendly.</P><P>&nbsp;</P><P>Also for whatever reason, I have been blacklisted from Chase Bank and cannot open any bank accounts with them. This happened before the bankruptcy, and they basically hate my fiance due to a&nbsp;vendetta by some personal banker on a power trip, a really long story, and closed her account and everyone associated with her. They were going to get my business for life too, but sucks for them. Is this going to effect my chances at a Chase credit card?</P><P>&nbsp;</P><P>So from some of your personal experiences, how long and what are my odds for those four banks?</P> Thu, 08 Sep 2016 16:53:51 GMT https://ficoforums.myfico.com/t5/Bankruptcy/Banks-I-want-to-get-back-in-with-in-the-future-how-long-and-how/m-p/4742247#M43159 AkiraTakamedo 2016-09-08T16:53:51Z https://ficoforums.myfico.com/t5/Bankruptcy/Banks-I-want-to-get-back-in-with-in-the-future-how-long-and-how/m-p/4742425#M43166 <P>AMEX will require 5 years</P><P>&nbsp;</P><P>Chase, possibly 2-3 years ish.. Maybe longer</P><P>&nbsp;</P><P>Citi, they have a long memory. I would let it be</P><P>&nbsp;</P><P>Discover, could be 1 year could be 20 lol They are hard to figure out</P> Thu, 08 Sep 2016 20:11:41 GMT https://ficoforums.myfico.com/t5/Bankruptcy/Banks-I-want-to-get-back-in-with-in-the-future-how-long-and-how/m-p/4742425#M43166 Scupra 2016-09-08T20:11:41Z https://ficoforums.myfico.com/t5/Bankruptcy/Banks-I-want-to-get-back-in-with-in-the-future-how-long-and-how/m-p/4742553#M43170 <P>What about TD? I've never had them for anything before. Can't seem to find any info on their bankruptcy friendliness.</P> Thu, 08 Sep 2016 22:28:27 GMT https://ficoforums.myfico.com/t5/Bankruptcy/Banks-I-want-to-get-back-in-with-in-the-future-how-long-and-how/m-p/4742553#M43170 AkiraTakamedo 2016-09-08T22:28:27Z https://ficoforums.myfico.com/t5/Bankruptcy/Banks-I-want-to-get-back-in-with-in-the-future-how-long-and-how/m-p/4742570#M43171 <P>Have seen very little about them as well. For some reason I want to say they aren't. Maybe someone will chime in <img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /></P> Thu, 08 Sep 2016 22:46:35 GMT https://ficoforums.myfico.com/t5/Bankruptcy/Banks-I-want-to-get-back-in-with-in-the-future-how-long-and-how/m-p/4742570#M43171 Scupra 2016-09-08T22:46:35Z https://ficoforums.myfico.com/t5/Bankruptcy/Banks-I-want-to-get-back-in-with-in-the-future-how-long-and-how/m-p/4742575#M43172 <P>Yeah, I wonder why that is. The TD Cash card is appealing to me a bit, convenient and seemingly consumer friendly bank, and the big thing for me is Samsung Pay which Capital One just doesn't want to do. I'd love if someone can estimate bankruptcy friendliness with TD.</P> Thu, 08 Sep 2016 22:52:33 GMT https://ficoforums.myfico.com/t5/Bankruptcy/Banks-I-want-to-get-back-in-with-in-the-future-how-long-and-how/m-p/4742575#M43172 AkiraTakamedo 2016-09-08T22:52:33Z https://ficoforums.myfico.com/t5/Bankruptcy/Banks-I-want-to-get-back-in-with-in-the-future-how-long-and-how/m-p/4742975#M43180 <P>There is a long credit card thread that I read though. I would take the time to read through it. The answer is there.&nbsp;</P> Fri, 09 Sep 2016 13:20:07 GMT https://ficoforums.myfico.com/t5/Bankruptcy/Banks-I-want-to-get-back-in-with-in-the-future-how-long-and-how/m-p/4742975#M43180 SSH0126 2016-09-09T13:20:07Z https://ficoforums.myfico.com/t5/Bankruptcy/Banks-I-want-to-get-back-in-with-in-the-future-how-long-and-how/m-p/4743385#M43204 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/258500">@SSH0126</a> wrote:<BR /><P>There is a long credit card thread that I read though. I would take the time to read through it. The answer is there.&nbsp;</P><HR /></BLOCKQUOTE><P><A href="http://ficoforums.myfico.com/t5/Bankruptcy/Bankruptcy-Friendly-Credit-Cards-Pt-2/td-p/3999737" target="_blank">http://ficoforums.myfico.com/t5/Bankruptcy/Bankruptcy-Friendly-Credit-Cards-Pt-2/td-p/3999737</A></P><P>&nbsp;</P><P>Maybe that <img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /></P> Fri, 09 Sep 2016 21:11:25 GMT https://ficoforums.myfico.com/t5/Bankruptcy/Banks-I-want-to-get-back-in-with-in-the-future-how-long-and-how/m-p/4743385#M43204 Scupra 2016-09-09T21:11:25Z