https://ficoforums.myfico.com/t5/Bankruptcy/Burned-Navy-Fed/m-p/4883244#M47145 <P>If you pay them back they will give you credit again. &nbsp; They are very forgiving if they get their money back. &nbsp; Have read many examples on these forums over the years.</P> Tue, 07 Mar 2017 22:36:17 GMT CH-7-Mission-Accomplished 2017-03-07T22:36:17Z https://ficoforums.myfico.com/t5/Bankruptcy/Burned-Navy-Fed/m-p/4882946#M47139 When I filed my chapter 13 one year ago, I included navy fed and burned them for about 4k, not including the auto loan I kept with them and continuing to pay on through my plan. I wish I never burned them because they are by far the best CU out there. However, I know nfcu doesn't have a short memory and I believe them told me 7 years before they even look at me again, but I wanted to know that if I offered to pay them back, will they let me in sooner than 7 years? Tue, 07 Mar 2017 18:12:18 GMT https://ficoforums.myfico.com/t5/Bankruptcy/Burned-Navy-Fed/m-p/4882946#M47139 Anonymous 2017-03-07T18:12:18Z https://ficoforums.myfico.com/t5/Bankruptcy/Burned-Navy-Fed/m-p/4883244#M47145 <P>If you pay them back they will give you credit again. &nbsp; They are very forgiving if they get their money back. &nbsp; Have read many examples on these forums over the years.</P> Tue, 07 Mar 2017 22:36:17 GMT https://ficoforums.myfico.com/t5/Bankruptcy/Burned-Navy-Fed/m-p/4883244#M47145 CH-7-Mission-Accomplished 2017-03-07T22:36:17Z https://ficoforums.myfico.com/t5/Bankruptcy/Burned-Navy-Fed/m-p/4883302#M47147 Very good to hear. I'll be paying them back next year then. Tue, 07 Mar 2017 23:24:57 GMT https://ficoforums.myfico.com/t5/Bankruptcy/Burned-Navy-Fed/m-p/4883302#M47147 Anonymous 2017-03-07T23:24:57Z