https://ficoforums.myfico.com/t5/Bankruptcy/Past-repos-after-Chapter-7/m-p/5158403#M53985 In my experience and all the research I have done myself those will more than likely play a factor. However, most of all the banks and lenders I’ve talked to (I’m scheduled for DC 4/27/18) seem to know that I won’t have any debt except for some student loans after discharge and have already calling to get me in a car. The only issue I think you will have will be interest rates and lenders that were involved with the repo’s. Best advice is local credit unions or Navy <img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /> Fri, 09 Feb 2018 04:47:50 GMT Anonymous 2018-02-09T04:47:50Z https://ficoforums.myfico.com/t5/Bankruptcy/Past-repos-after-Chapter-7/m-p/5157476#M53978 <P>Before I filed chapter 7 I had several repos in my past do to job loss an ex husband illness. The last one was over 5 years ago.</P><P>Will those past repos still affect me get a auto loan even after bankrupty?</P> Thu, 08 Feb 2018 03:20:04 GMT https://ficoforums.myfico.com/t5/Bankruptcy/Past-repos-after-Chapter-7/m-p/5157476#M53978 Anonymous 2018-02-08T03:20:04Z https://ficoforums.myfico.com/t5/Bankruptcy/Past-repos-after-Chapter-7/m-p/5158403#M53985 In my experience and all the research I have done myself those will more than likely play a factor. However, most of all the banks and lenders I’ve talked to (I’m scheduled for DC 4/27/18) seem to know that I won’t have any debt except for some student loans after discharge and have already calling to get me in a car. The only issue I think you will have will be interest rates and lenders that were involved with the repo’s. Best advice is local credit unions or Navy <img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /> Fri, 09 Feb 2018 04:47:50 GMT https://ficoforums.myfico.com/t5/Bankruptcy/Past-repos-after-Chapter-7/m-p/5158403#M53985 Anonymous 2018-02-09T04:47:50Z