topic Re: Target Card - Is it BK Friendly in Bankruptcy

Target Card - Is it BK Friendly

AJR1 — Mon, 16 Jul 2018 12:19:48 GMT

Target Card - Is it BK Friendly - I applied and got the dreaded 7-10 message

Re: Target Card - Is it BK Friendly

jonnyc — Tue, 17 Jul 2018 00:46:40 GMT

I applied 3 weeks after discharge and got 7-10 day message then got an approval email a few days later. They pulled TU and I had around a 560 then I believe

Re: Target Card - Is it BK Friendly

Anonymous — Tue, 17 Jul 2018 03:18:21 GMT

The Target Red Card is issued by TD Bank, which is somewhere in between the really BK friendly lenders and the prime lenders. Target Red cards should be okay, but I haven't seen a lot of approvals for their prime credit cards shortly after bankruptcy.

TD should probably be added to the BK friendly credit card list that @scupra posted.

Re: Target Card - Is it BK Friendly

texasguppie — Tue, 17 Jul 2018 11:21:22 GMT

My Target Red Card was IIB.
I miss that card...I used it a lot and always PIF.
I wonder how TD Bank is about letting you back in...
Doesn’t matter; I’m in the garden until June 2019.
Just thinking out loud here...

Re: Target Card - Is it BK Friendly

Anonymous — Tue, 17 Jul 2018 04:15:38 GMT

@texasguppie wrote:
My Target Red Card was IIB.
I miss that card...I used it a lot and always PIF.
I wonder how TD Bank is about letting you back in...
Doesn’t matter; I’m in the garden until June 2018.
Just thinking out loud here...

Great news! June 2018 was last month -- apply and let us know.

Re: Target Card - Is it BK Friendly

Anonymous — Tue, 17 Jul 2018 05:46:08 GMT

@texasguppie wrote:
My Target Red Card was IIB.
I miss that card...I used it a lot and always PIF.
I wonder how TD Bank is about letting you back in...
Doesn’t matter; I’m in the garden until June 2018.
Just thinking out loud here...

Same here.

Re: Target Card - Is it BK Friendly

texasguppie — Tue, 17 Jul 2018 11:21:43 GMT

Oops.

Corrected!