topic Re: Highest score possible w bankruptcy on file? in Bankruptcy

Highest score possible w bankruptcy on file?

Harriet — Tue, 09 Jul 2019 23:41:31 GMT

What do y’all think? Low 700’s and a good rating?

I imagine you wouldn’t see very good or excellent, 750 and up, til it falls off not matter what you did.

Re: Highest score possible w bankruptcy on file?

pizza1 — Tue, 09 Jul 2019 23:54:17 GMT

You would be hard pressed to find someone with 750+ FICO 08 scores with a BK still present on reports. 700-740's is appropriate though with the right rebuild.

My FICO 09's are anywhere from 710-761 though.

Re: Highest score possible w bankruptcy on file?

Anonymous — Wed, 10 Jul 2019 01:08:12 GMT

We just discharged from Ch13 yesterday. Our scores were high 600s to low 700s as of yesterday.

Re: Highest score possible w bankruptcy on file?

Shooting-For-800 — Wed, 10 Jul 2019 01:45:56 GMT

I had 751 fico 9 and 745 fico 8 recently.

5.5 years since file date.

$250k available on 20 cards

Re: Highest score possible w bankruptcy on file?

Shooting-For-800 — Wed, 10 Jul 2019 01:44:22 GMT

@Anonymous wrote:
We just discharged from Ch13 yesterday. Our scores were high 600s to low 700s as of yesterday.

Age is from file date not discharge date, so 13s can build very fast after discharge.

Re: Highest score possible w bankruptcy on file?

Anonymous — Wed, 10 Jul 2019 02:24:51 GMT

@Shooting-For-800 wrote:
@Anonymous wrote:
We just discharged from Ch13 yesterday. Our scores were high 600s to low 700s as of yesterday.
Age is from file date not discharge date, so 13s can build very fast after discharge.

We filed in April 2014. At least since January 2019, while still in active bankruptcy, our scores were still high 600s to low 700s. I expect a bump within next 30 to 60 days as discharged accounts start to update.

Re: Highest score possible w bankruptcy on file?

Anonymous — Wed, 10 Jul 2019 03:06:17 GMT

I discharged in October...

EQ Fico 9 of 730 (NFCU)

EX Fico 9 of 713 (WF)

TU Fico 9 of 704 (myFico)

but..

TU Fico 8 of 657 whomp womp

Everything is going up slowly but surely. Too bad I do not know what banks use Fico 9 and are BK friendly.

Re: Highest score possible w bankruptcy on file?

FireMedic1 — Wed, 10 Jul 2019 08:13:51 GMT

I just climbed above 750's across the board last week for 2 days and an old acount fell off and back the 740's I went. Dangit!

FICO 9

Re: Highest score possible w bankruptcy on file?

Anonymous — Fri, 12 Jul 2019 04:41:42 GMT

Try bk friendly cards search. I cant remember the author of the post.