topic Re: Total Card Visa in Bankruptcy

Total Card Visa

Anonymous — Thu, 11 Jul 2019 22:38:37 GMT

Anyone know anything about "Total Visa Credit Card"?

Re: Total Card Visa

Anonymous — Fri, 12 Jul 2019 01:35:15 GMT

I would suggest to stay away... Even CreditOne seems reasonable next to Total.

$89 one-time program fee

$75 annual fee for the first year

$123 in fees starting year two

High APR - like 35%

Re: Total Card Visa

Anonymous — Fri, 12 Jul 2019 01:47:17 GMT

Might not have a choice. Still waiting on Merrick Bank to see if I got approved. I think I'm going to call them.

I think I got approved by CreditOne. I supposedly got "instant approval". It came back quickly and said I was approved for $400 after verification of my info. So we'll see.

I screwed all the major banks so don't really have a lot of options. I'm going to wait though and see what happens with the two above.

Re: Total Card Visa

Anonymous — Fri, 12 Jul 2019 04:05:04 GMT

The Open Sky secured Visa is always an option. No credit check and is pretty much a guarantee. Just an option to keep in mind if the others don't work out for you.

Re: Total Card Visa

Anonymous — Fri, 12 Jul 2019 04:34:37 GMT

Total one and first access are pretty much sibling cards just in case you see that one. Total is not a good choice when it comes to fees. The customer service was much better than credit one in my opinion.