https://ficoforums.myfico.com/t5/Bankruptcy/Should-I-bother-with-USAA/m-p/5697193#M65905 <P>It sounds like just marketing to me and I just got the same email today.&nbsp; From things that I have read here, USAA has a long memory.</P> Fri, 02 Aug 2019 03:11:19 GMT Anonymous 2019-08-02T03:11:19Z https://ficoforums.myfico.com/t5/Bankruptcy/Should-I-bother-with-USAA/m-p/5697074#M65904 <P>They were IIB from November 2015, randomly received an e-mail from them that I was invited to apply for their AMEX.</P><P>&nbsp;</P><P>Experian says my FICO score 8 is 676 right now.</P> Fri, 02 Aug 2019 02:05:58 GMT https://ficoforums.myfico.com/t5/Bankruptcy/Should-I-bother-with-USAA/m-p/5697074#M65904 Anonymous 2019-08-02T02:05:58Z https://ficoforums.myfico.com/t5/Bankruptcy/Should-I-bother-with-USAA/m-p/5697193#M65905 <P>It sounds like just marketing to me and I just got the same email today.&nbsp; From things that I have read here, USAA has a long memory.</P> Fri, 02 Aug 2019 03:11:19 GMT https://ficoforums.myfico.com/t5/Bankruptcy/Should-I-bother-with-USAA/m-p/5697193#M65905 Anonymous 2019-08-02T03:11:19Z