topic NFCU after iib ch13 in Bankruptcy

NFCU after iib ch13

Anonymous — Sat, 19 Oct 2019 09:53:40 GMT

Hello everyone. I have burned nfcu in my chapter 13 filed in August of this year. Cash rewards for 14k and LOC for 8k. I am in a 100% plan for 5 years. Can anyone give any insight on how to prepare to get back in good graces with them? I understand that this can take time. And I am willing. I still can log in and see checking and savings with the mighty message at the top. Thank you in advance

Re: NFCU after iib ch13

Anonymous — Sat, 19 Oct 2019 16:21:33 GMT

The best way for you to prepare, is what you are already doing, repaying 100% of your debt through your Ch13.
At this point, I wouldn't worry about it any further as it is 5 years down the road.

Re: NFCU after iib ch13

pizza1 — Thu, 24 Oct 2019 23:00:49 GMT

If when 100% paid back, you will STILL have to jump thru major hoops to get back in with unsecured credit again. Unless they change their policies etc between now and then, expect to have to make multiple phone calls with transfers, and letters to the BOD, etc...

the only person here on fico that I know of that got back in after CH13, went thru all that an it looks months.