topic Re: Bankruptcy discharged.. Now what? in Bankruptcy

Bankruptcy discharged.. Now what?

CreditGuy03 — Thu, 31 Oct 2019 00:55:07 GMT

Our bk is discharged and all of our accounts are 0 balance.

Our scores from myfico are 574-576 across the 3 bureaus.

I do need a legitimate secured card to rent a vehicle.

That being said who has a good secured card that is fresh bk friendly?

I burned navy fcu, cap one, barclays, digital federal and amex so they are a no go.

Re: Bankruptcy discharged.. Now what?

Anonymous — Thu, 31 Oct 2019 01:25:49 GMT

Discover (has prequalification link)

Open Sky (no credit check)

Re: Bankruptcy discharged.. Now what?

twono — Thu, 31 Oct 2019 09:00:13 GMT

https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Best-Secured-Cards-that-Graduate/m-p/4912438

Post #42 in the link i posted concerns FNBO platinum secured. I called yesterday about it but it is not offered in my area.

It's very good because it will graduate into an unsecured card without application/hard pull and without being reported as a new acct. So it won't ding your score at all.

I've read good things about Wells Fargo and TD Bank.

Here's some good info as well....http://www.beverlyharzog.com/the-best-and-worst-secured-credit-cards/

Re: Bankruptcy discharged.. Now what?

Anonymous — Thu, 31 Oct 2019 12:30:52 GMT

@creditGuy03 - TD Bank has a secured card, and it graduates...