topic Re: Credit One American Express Card in Bankruptcy

Credit One American Express Card

cenedrad — Mon, 23 Dec 2019 06:49:03 GMT

Hey guys! Just recently got discharged and applied for this card the very same day and was approved. Seems to have no AF associated with it. Does anyone know more about this card or any reviews yet!

Re: Credit One American Express Card

twono — Mon, 23 Dec 2019 09:57:04 GMT

Consensus will be that you should have waited at least 30 days post DC to apply for anything. A nice score bump happens inherently after DC when you are officially out of debt and your accts that were iib are updated and reflect that status on uour reports.

Also, you didnt research or find reviews on the credit one amex card before you applied? Seems like you went with the ‘shoot first, ask questions later’ idea.

Research, reading and patience will payoff big time.

Good luck

Re: Credit One American Express Card

Anonymous — Mon, 23 Dec 2019 10:01:43 GMT

The Credit One site it says it has a $39 annual fee. You may want to double check your terms. What limit did you get?

Terms: https://www.creditonebank.com/pre-qualification/terms/wx16

Re: Credit One American Express Card

Anonymous — Fri, 27 Dec 2019 04:33:41 GMT

Congrats on your approval @cenedrad

This card is relatively new, so not a lot of DP on this card.

Re: Credit One American Express Card

cenedrad — Fri, 27 Dec 2019 05:48:07 GMT

Maybe I did read it wrong. I will see when it comes. Thanks though.

Re: Credit One American Express Card

cenedrad — Fri, 27 Dec 2019 06:01:00 GMT

I did search before I applied but there wasn’t a lot of information available about this particular card. And I got this approval and Cap One with a $2000 CL so maybe everything isn’t the same for everyone. No offense, but you really should try to be a little nicer in your posts. Maybe not your intention as I don’t know you but if you don’t have something valuable to say, you can always just keep scrolling.

Re: Credit One American Express Card

UncleB — Fri, 27 Dec 2019 06:02:34 GMT

Quick reminder: https://ficoforums.myfico.com/t5/Credit-Cards/Forum-Etiquette/m-p/2797115