topic Re: Ollo card after Ch 7 in Bankruptcy

Ollo card after Ch 7

MrsSanchez80 — Sun, 02 Feb 2020 15:54:26 GMT

Hello everyone. I'm almost 1-year post-Ch 7 and I was reading the reviews for the Ollo card. I know you have to receive an invitation from them for the card. Would an alert on my credit bureaus prevent me from getting an invite?

Re: Ollo card after Ch 7

twono — Sun, 02 Feb 2020 19:06:49 GMT

@MrsSanchez80 wrote:
Hello everyone. I'm almost 1-year post-Ch 7 and I was reading the reviews for the Ollo card. I know you have to receive an invitation from them for the card. Would an alert on my credit bureaus prevent me from getting an invite?

Hello....What exactly do you mean by an 'alert' on your credit report?

Re: Ollo card after Ch 7

MrsSanchez80 — Sun, 02 Feb 2020 19:21:06 GMT

Sorry. I was referring to fraud alerts.

Re: Ollo card after Ch 7

twono — Sun, 02 Feb 2020 21:08:20 GMT

@MrsSanchez80 wrote:
Sorry. I was referring to fraud alerts.

Oh....in that case, i have no idea.

FYI, i was pre-approved for the OLLO card through a link on my Credit Karma page. I followed it, and sure enough $1100 limit.

So i would keep an eye out for that on your credit karma, if you use them to monitor your credit file.

Re: Ollo card after Ch 7

MrsSanchez80 — Sun, 02 Feb 2020 21:12:32 GMT

Thank you. I definitely will😊

Re: Ollo card after Ch 7

Anonymous — Sun, 02 Feb 2020 21:50:59 GMT

Congrats on the approval. I've never heard about Ollo till I started reading in these forums. They didnt find a preoffer for me throught the Credit Karma link though.

Re: Ollo card after Ch 7

Anonymous — Mon, 10 Feb 2020 12:33:26 GMT

I rec'd an invite from Ollo about six months after my discharge. I didn't respond and they stopped sending the invites (they were sending them weekly). I got another invite from them in September and decided to pull the trigger because I wanted another card to help in my rebuild. Approved for $1200 credit limit. They have been very easy to work with and report my payments promptly, etc. to the credit bureaus. I am pretty happy with them. I spend $100-$200 each month on their card (groceries and gas) and then pay in full every month. I like Ollo! Good luck!

Re: Ollo card after Ch 7

MrsSanchez80 — Mon, 10 Feb 2020 12:40:19 GMT

Congrats on your approval. Sounds like a good card.

Re: Ollo card after Ch 7

BamBam2000 — Thu, 13 Feb 2020 09:41:08 GMT

The fraud alert will keep you from getting offers. I went through this did a year before I realized why I was getting denials. Wasted a few inquiries too.

Re: Ollo card after Ch 7

MrsSanchez80 — Thu, 13 Feb 2020 13:54:27 GMT

Thank you. I had a feeling the alert was causing that.

Re: Ollo card after Ch 7

BamBam2000 — Thu, 13 Feb 2020 14:45:23 GMT

Kept getting denied for Pink and finally called and had it removed. Applied and got the card immediately.

Re: Ollo card after Ch 7

Anonymous — Thu, 13 Feb 2020 14:50:05 GMT

Where do you turn off fraud alert?

Re: Ollo card after Ch 7

MrsSanchez80 — Thu, 13 Feb 2020 14:50:05 GMT

Makes sense. Did you have the alert on all 3 bureaus?

Re: Ollo card after Ch 7

BamBam2000 — Thu, 13 Feb 2020 15:18:30 GMT

Raven I had to call all three. It took a minute. After the Equifax breach is when they put it on.