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    <title>topic Re: Accounts Included in Bankruptcy Reporting correctly? in Bankruptcy</title>
    <link>https://ficoforums.myfico.com/t5/Bankruptcy/Accounts-Included-in-Bankruptcy-Reporting-correctly/m-p/6002919#M71991</link>
    <description>&lt;P&gt;Your discharge was less than a week ago? If so give it a little more time for everyone to make their final updates.&amp;nbsp;&lt;/P&gt;&lt;P&gt;In regards to the cards with 0 balance when you filed, if they were still open then yes the IIB notation is correct even though you didn't "burn" them&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Tue, 28 Apr 2020 20:26:21 GMT</pubDate>
    <dc:creator>dragontears</dc:creator>
    <dc:date>2020-04-28T20:26:21Z</dc:date>
    <item>
      <title>Accounts Included in Bankruptcy Reporting correctly?</title>
      <link>https://ficoforums.myfico.com/t5/Bankruptcy/Accounts-Included-in-Bankruptcy-Reporting-correctly/m-p/6002910#M71990</link>
      <description>&lt;P class="lia-align-right"&gt;I have a question about accounts I have&lt;/P&gt;&lt;P&gt;reporting included in bankruptcy.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;1) I have an account from Wells Fargo Revolving account that when I search my 3b for open accounts it comes up with my open accounts. I have attached screen shots with the account and I'm wondering if something is wrong that is making it come up in my open accounts. Also this is the only place I see the account show up with my open accounts. I did look on my Equifax report and I do not see a closed date not sure if that matters.&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-center" image-alt="432A1C0E-6478-4014-B431-F7A2B728AB30.jpeg" style="width: 650px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/58960i18566896D7B7C44D/image-size/large?v=v2&amp;amp;px=999" role="button" title="432A1C0E-6478-4014-B431-F7A2B728AB30.jpeg" alt="432A1C0E-6478-4014-B431-F7A2B728AB30.jpeg" /&gt;&lt;/span&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-center" image-alt="64C788B1-A219-4B56-9509-DDC2F6CFB773.png" style="width: 462px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/58963iCE15BB4EEAACFD89/image-size/large?v=v2&amp;amp;px=999" role="button" title="64C788B1-A219-4B56-9509-DDC2F6CFB773.png" alt="64C788B1-A219-4B56-9509-DDC2F6CFB773.png" /&gt;&lt;/span&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-center" image-alt="5F1A3E60-BA2C-433D-868F-8C9AF409DD5A.png" style="width: 462px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/58962i61915B7350EE2616/image-size/large?v=v2&amp;amp;px=999" role="button" title="5F1A3E60-BA2C-433D-868F-8C9AF409DD5A.png" alt="5F1A3E60-BA2C-433D-868F-8C9AF409DD5A.png" /&gt;&lt;/span&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-center" image-alt="B569AB91-F13A-4B14-B35C-8A2C4A780C15.jpeg" style="width: 999px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/58961i09FF9FF0A6A1472E/image-size/large?v=v2&amp;amp;px=999" role="button" title="B569AB91-F13A-4B14-B35C-8A2C4A780C15.jpeg" alt="B569AB91-F13A-4B14-B35C-8A2C4A780C15.jpeg" /&gt;&lt;/span&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-center" image-alt="2864C8FE-B6EC-480A-8FB1-D4A7DF883D98.jpeg" style="width: 462px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/58964i380895305F19B410/image-size/large?v=v2&amp;amp;px=999" role="button" title="2864C8FE-B6EC-480A-8FB1-D4A7DF883D98.jpeg" alt="2864C8FE-B6EC-480A-8FB1-D4A7DF883D98.jpeg" /&gt;&lt;/span&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;BR /&gt;2) I also have 3 Comedity accounts that are reporting Included in bankruptcy but all 3 accounts had a zero balance prior to filing. Actually the one account from Comedity that had a balance they deleted off all 3b's. Should these accounts be Included in Bankruptcy and if not would it benefit me to dispute them to try and fix it?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;thanks for any help in advance.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 28 Apr 2020 20:17:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Bankruptcy/Accounts-Included-in-Bankruptcy-Reporting-correctly/m-p/6002910#M71990</guid>
      <dc:creator>Thenutisout81</dc:creator>
      <dc:date>2020-04-28T20:17:59Z</dc:date>
    </item>
    <item>
      <title>Re: Accounts Included in Bankruptcy Reporting correctly?</title>
      <link>https://ficoforums.myfico.com/t5/Bankruptcy/Accounts-Included-in-Bankruptcy-Reporting-correctly/m-p/6002919#M71991</link>
      <description>&lt;P&gt;Your discharge was less than a week ago? If so give it a little more time for everyone to make their final updates.&amp;nbsp;&lt;/P&gt;&lt;P&gt;In regards to the cards with 0 balance when you filed, if they were still open then yes the IIB notation is correct even though you didn't "burn" them&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 28 Apr 2020 20:26:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Bankruptcy/Accounts-Included-in-Bankruptcy-Reporting-correctly/m-p/6002919#M71991</guid>
      <dc:creator>dragontears</dc:creator>
      <dc:date>2020-04-28T20:26:21Z</dc:date>
    </item>
    <item>
      <title>Re: Accounts Included in Bankruptcy Reporting correctly?</title>
      <link>https://ficoforums.myfico.com/t5/Bankruptcy/Accounts-Included-in-Bankruptcy-Reporting-correctly/m-p/6002923#M71992</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/794758"&gt;@dragontears&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Your discharge was less than a week ago? If so give it a little more time for everyone to make their final updates.&amp;nbsp;&lt;/P&gt;&lt;P&gt;In regards to the cards with 0 balance when you filed, if they were still open then yes the IIB notation is correct even though you didn't "burn" them&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Discharge was April 23 2018.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;okay I wasn't sure about the zero balance accounts I just wanted to make sure they were reporting correctly.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 28 Apr 2020 20:29:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Bankruptcy/Accounts-Included-in-Bankruptcy-Reporting-correctly/m-p/6002923#M71992</guid>
      <dc:creator>Thenutisout81</dc:creator>
      <dc:date>2020-04-28T20:29:15Z</dc:date>
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