https://ficoforums.myfico.com/t5/Bankruptcy/Merrick-Bank/m-p/141180#M746 <DIV>I have agree to pay the remaining payment by post date checks at a settlement amount for $560 &nbsp;2-3 payments&nbsp;at $232.&nbsp; I paid one it clear at the bank well lost my job and the other payment was not clear at the bank and was return.&nbsp; When I later called to reschedule the payment they stated that the agreement was&nbsp;voided and I had to pay $1,098. Mine most of this was late charges, over limit fee.</DIV><DIV>&nbsp;</DIV><DIV>&nbsp;</DIV><DIV>I have a question about my acct with Merrick.&nbsp; Equifax report Mar 2006 the acct was charge off in 8/03, closed 6/02, DOLA 12/01, Last payment date 7/05, Items As of Date Reported 8/05</DIV><DIV>&nbsp;</DIV><DIV>Equifax report Jan 2008&nbsp;&nbsp;acct IIBK, DOFD 12/01, Date of Major Delinquency First Reported 1/07, Items As of Date Reported12/07</DIV><DIV>&nbsp;</DIV><DIV>I file BK 12/06, Discharged 3/07 I included Merrick in with the BK.&nbsp; Is this acceptable?&nbsp; What should I have done?&nbsp; I just did not want to leave any lose end.&nbsp; What date will it fall off by the DOFD or now the BK date of 7 more addition years in 2013?</DIV> Sun, 27 Jan 2008 08:18:43 GMT 2Bfree 2008-01-27T08:18:43Z https://ficoforums.myfico.com/t5/Bankruptcy/Merrick-Bank/m-p/141180#M746 <DIV>I have agree to pay the remaining payment by post date checks at a settlement amount for $560 &nbsp;2-3 payments&nbsp;at $232.&nbsp; I paid one it clear at the bank well lost my job and the other payment was not clear at the bank and was return.&nbsp; When I later called to reschedule the payment they stated that the agreement was&nbsp;voided and I had to pay $1,098. Mine most of this was late charges, over limit fee.</DIV><DIV>&nbsp;</DIV><DIV>&nbsp;</DIV><DIV>I have a question about my acct with Merrick.&nbsp; Equifax report Mar 2006 the acct was charge off in 8/03, closed 6/02, DOLA 12/01, Last payment date 7/05, Items As of Date Reported 8/05</DIV><DIV>&nbsp;</DIV><DIV>Equifax report Jan 2008&nbsp;&nbsp;acct IIBK, DOFD 12/01, Date of Major Delinquency First Reported 1/07, Items As of Date Reported12/07</DIV><DIV>&nbsp;</DIV><DIV>I file BK 12/06, Discharged 3/07 I included Merrick in with the BK.&nbsp; Is this acceptable?&nbsp; What should I have done?&nbsp; I just did not want to leave any lose end.&nbsp; What date will it fall off by the DOFD or now the BK date of 7 more addition years in 2013?</DIV> Sun, 27 Jan 2008 08:18:43 GMT https://ficoforums.myfico.com/t5/Bankruptcy/Merrick-Bank/m-p/141180#M746 2Bfree 2008-01-27T08:18:43Z https://ficoforums.myfico.com/t5/Bankruptcy/Merrick-Bank/m-p/146112#M836 <DIV>it should fall off in december of this year.</DIV> Sun, 03 Feb 2008 02:41:33 GMT https://ficoforums.myfico.com/t5/Bankruptcy/Merrick-Bank/m-p/146112#M836 granny031350 2008-02-03T02:41:33Z